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407 Ottawa Street Bay City, MI $ 79,900
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407 Ottawa Street
$ 79,900
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407 Ottawa Street

Bay City, MI, 48706
$ 79,900
Bedrooms3 Baths1.1 Sq 1,458

Monthly Estimate*

$ 492

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Single Family Home for sale in Bay City, MI

for $79,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,458 square foot home was built in 1896 on a lot size of 0.11.

Spacious 3-bedroom, 1.5-bath home with outstanding potential for renovation and customization. Featuring generous room sizes and a flexible layout, this property offers ample space to bring your vision to life. A great opportunity for those looking to add value, the interior provides a solid starting point for updates and improvements. Notable updates include a new furnace installed in 2023, several new windows, and the roof is approximately 15 years old. With plenty of square footage and versatility, this property is ready for transformation. Conveniently located near local amenities, this is a compelling opportunity to create a customized living space or investment property.

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Single Family Active

Price

$ 79,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 914

Style

Traditional

Lot Size

0.11

Year Built

1896

Town/City

Bay City

County/Region

Bay

MLS | Web ID

61050205554
Features
Interior
Interior Amenities EatInKitchen
Basement Block Unfinished
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1458.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 0.0
Above Grade Finished Area Source PublicRecords
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling CeilingFans
Possession AtClose
Garage Spaces 0.0
Architectural Style Traditional
Pool Features None
Construction Materials AluminumSiding
Year Built 1896
Levels OneAndOneHalf
Property Subtype SingleFamilyResidence
Tax Year 2025
County Bay
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name N/A
Garage Y/N N
Total Rooms 9
Full Baths 1
Status Active
City BayCityCity_Bay
Disclosures NoEncroachment TaxesHomesteadExempt
Senior Community Y/N N
High School District BayCity
Zoning Description Residential
MLS Area Area92102BayCity
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 914.16
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 19406
Legal Description N 60 FT OF LOTS 1-2 BLK B DEROSIAS ADD TO W BC
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Exterior
Lot Features CornerLot
Water Source Public
Foundation Details Basement Block MichiganBasement
Spa N
Lot Dimensions 60x78
Lot Size Acres 0.11
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 407
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* Excluded Features
List By
Malinda Radaz

Listing Agent

Century 21 Signature Realty

Broker

(989) 737-1482

Phone

Affordability Calculator

$568
Per Month
87%
13%
0%
Monthly Principal & Interest
$492
Monthly Property Taxes
$76
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4909319 Elementary School
4909818 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
4/28/2026$79,900 Listed Price

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407 Ottawa Street, Bay City, MI, 48706 is a Single Family Home for sale at $79,900 with 1,458 sqft and a lot size of 0.11. 407 Ottawa Street has 3 bedrooms, 1.1 baths, and was built in 1896. The property's zip code is 48706 which is in Bay City, MI

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