450 W Madison Street
Monticello, FL, 32344 $ 274,000
Bedrooms3 Baths2.0 Sq 2,070 Monthly Estimate*
$ 1,687
for $274,000 with 3 bedrooms and 2 full baths. This 2,070 square foot home was built in 1948 on a lot size of 0.46.
Nestled beneath a canopy of mature trees just minutes from downtown Monticello, 450 W. Madison Street is a charming home filled with character, warmth, and inviting indoor-outdoor living. Located in a golf cart-friendly community, this property offers the perfect blend of small-town charm, everyday convenience, and the relaxed pace that makes historic Monticello so special. From the brick walkway and classic front entry to the spacious backyard retreat, the home immediately welcomes you with its established setting and timeless curb appeal. Inside, you’ll find beautiful wood floors, abundant natural light, oversized windows, and classic trim details throughout. Comfortable living and dining spaces provide plenty of room to gather, while the cozy fireplace adds charm and warmth to the main living area. The kitchen offers rustic farmhouse appeal with wood countertops, open shelving, tile flooring, and unique character details that make the space feel inviting and full of personality. Just off the main living areas, a bright sunroom-style space creates the perfect spot for relaxing, reading, working from home, or enjoying peaceful views of the surrounding greenery. The bedrooms are comfortable and filled with natural light, while the bathrooms include classic finishes, beadboard accents, and a clawfoot-style tub that adds to the home’s vintage charm. Outdoors, the covered patio provides an ideal space for entertaining, morning coffee, or quiet evenings at home. The fenced backyard offers mature landscaping, garden areas, a swing, storage shed, and plenty of room to enjoy the outdoors. With its generous lot, historic character, private backyard setting, and close proximity to downtown Monticello’s shops, restaurants, and local events, this home is a rare opportunity to enjoy small-town living in a welcoming golf cart-friendly community.
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Single Family ActiveCraftsman,One Story,Traditional
FeaturesGeneralLiving Area 2070.0
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir Electric WholeHouseFan
Appliances Dishwasher Disposal Microwave Oven Range Refrigerator
HOA Fee 0.0
Association Fee Includes None
Patio/Porch Features Patio
Architectural Style Craftsman OneStory Traditional
Construction Materials Asbestos
Year Built 1948
View None
Stories Count 1
Property Subtype Detached
County Jefferson
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name -
Garage Y/N N
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions E. on 90 left on N Olive right on Madison
High School Jefferson County K-12 School
City Monticello
Senior Community Y/N N
MLS Area Jefferson
Carport Spaces 1.0
Carport Y/N Y
Listing Terms Cash Conventional
Elementary School Jefferson County K-12 School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2175.0
Home Warranty Y/N N
Middle/Junior High School Jefferson County K-12 School
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot -
Property Sub Type Additional Detached SingleFamilyResidence
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InteriorInterior Amenities SunRoom
Flooring Hardwood Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Total Bedrooms 3
Room Type Sunroom UtilityRoom
Total Baths 2
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ExteriorExterior Amenities FullyFenced
Fencing Fenced
Parking Features Carport OneSpace
Foundation Details Crawlspace
Spa N
Building Area Total 2070.0
Lot Size Acres 0.46
Private Pool N
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $1,687
- Monthly Property Taxes
- $181
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, FL
Average List Price $511,381
Percent of Sale Price 87%
About Monticello, FL 2,600 Population
6% Since 2002
$ 30,525 Median Income
42.89 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
5353602 Elementary School
5353604 Middle School
Jefferson County K-12 School High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/24/2026 | $274,000 | | Listed Price |