640 Main Street
Church Hill, MD, 21623 $ 334,900
Bedrooms3 Baths2.0 Sq 1,820 Monthly Estimate*
$ 2,062
for $334,900 with 3 bedrooms and 2 full baths. This 1,820 square foot home was built in 1910 on a lot size of 0.51.
Modern updates. Timeless character. The best of both worlds awaits at 640 Main Street in the heart of Church Hill. Beautifully updated and move-in ready, this charming home offers the warmth, character, and craftsmanship buyers love, paired with the modern finishes and functionality they need. From the moment you step inside, you'll appreciate the bright, inviting spaces, gorgeous hardwood floors, and thoughtful updates throughout. The renovated kitchen serves as the centerpiece of the home, featuring updated cabinetry, modern finishes, ample storage, and plenty of room to gather with family and friends. Updated bathrooms add style and convenience, while spacious living areas provide the perfect balance of comfort and character. Offering 3 generously sized bedrooms and 2 full bathrooms, this home provides plenty of space for everyday living. The cozy pellet stove creates a warm and welcoming atmosphere, while abundant natural light fills the home throughout the day. Additional features include a versatile mudroom and bonus flex space that can easily serve as a home office, hobby room, playroom, or additional storage area. Outside, you'll find one of the property's most desirable featuresa rare half-acre lot right in town. Whether you're entertaining, gardening, relaxing around a fire pit, or simply enjoying the open space, the backyard offers endless possibilities that are difficult to find in today's market. The welcoming front porch adds even more charm and provides the perfect place to enjoy your morning coffee or unwind at the end of the day. Conveniently located just minutes from Route 213, Route 301, Centreville, and Chestertown, you'll enjoy easy access to shopping, dining, marinas, local events, and everything Maryland's Eastern Shore has to offer. Combining modern updates, spacious living, a half-acre lot, and timeless character, 640 Main Street offers a unique opportunity to enjoy the best of small-town living without sacrificing today's comforts.
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FeaturesGeneralLiving Area 1820
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Ceiling Fan(s)
Possession Settlement
Zoning R
Architectural Style Colonial
Construction Materials Wood Siding
School District QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
Year Built 1910
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Church Hill
Accessibility None
County QUEEN ANNES
New Construction N
Property Type Residential
HOA N
Subdivision Name CHURCH HILL
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions 213 to Main Street.
City CHURCH HILL
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 22200.00
Tax Annual Amount 2964.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 184.01
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-imx/e750ed5d-6dc5-415b-a962-77c435fcf685?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Year Built Source Assessor
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InteriorHeating Fuel Electric
Total Fireplaces 1
Fireplace Features Other
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1820
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorPool No Pool
Water Source Well
Type of Parking Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 0.51
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 89300.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList Bycrystal@smithcohomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,062
- Monthly Property Taxes
- $247
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Church Hill, MD
Average List Price $612,536
Percent of Sale Price 83%
About Church Hill, MD 708 Population
49% Since 2002
$ 73,456 Median Income
39.82 Median Age
40% Households with Children
Trends Information provided by ATTOM Data Solutions.
3534667 Elementary School
3535740 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/18/2026 | $334,900 | -4.31% | Price Down |
| 4/24/2026 | $350,000 | | Listed Price |