103 E 12th Street Loveland, CO ^$ 375,000

103 E 12th Street

^$ 375,000

Back to search

Recently Listed

103 E 12th Street

Loveland, CO, 80537

^$ 375,000

Bedrooms3 Baths1.0 Sq 1,119

Monthly Estimate*

^$ 2,309

Listed by Equity Colorado-Front Range

103 E 12th Street, Loveland, CO 80537 - Image 1

103 E 12th Street, Loveland, CO 80537 - Image 2

103 E 12th Street, Loveland, CO 80537 - Image 3

103 E 12th Street, Loveland, CO 80537 - Image 4

103 E 12th Street, Loveland, CO 80537 - Image 5

103 E 12th Street, Loveland, CO 80537 - Image 6

103 E 12th Street, Loveland, CO 80537 - Image 7

103 E 12th Street, Loveland, CO 80537 - Image 8

103 E 12th Street, Loveland, CO 80537 - Image 9

103 E 12th Street, Loveland, CO 80537 - Image 10

103 E 12th Street, Loveland, CO 80537 - Image 11

103 E 12th Street, Loveland, CO 80537 - Image 12

103 E 12th Street, Loveland, CO 80537 - Image 13

103 E 12th Street, Loveland, CO 80537 - Image 14

103 E 12th Street, Loveland, CO 80537 - Image 15

103 E 12th Street, Loveland, CO 80537 - Image 16

103 E 12th Street, Loveland, CO 80537 - Image 17

103 E 12th Street, Loveland, CO 80537 - Image 18

103 E 12th Street, Loveland, CO 80537 - Image 19

103 E 12th Street, Loveland, CO 80537 - Image 20

103 E 12th Street, Loveland, CO 80537 - Image 21

103 E 12th Street, Loveland, CO 80537 - Image 22

103 E 12th Street, Loveland, CO 80537 - Image 23

103 E 12th Street, Loveland, CO 80537 - Image 24

103 E 12th Street, Loveland, CO 80537 - Image 25

103 E 12th Street, Loveland, CO 80537 - Image 26

103 E 12th Street, Loveland, CO 80537 - Image 27

103 E 12th Street, Loveland, CO 80537 - Image 28

103 E 12th Street, Loveland, CO 80537 - Image 29

103 E 12th Street, Loveland, CO 80537 - Image 30

103 E 12th Street, Loveland, CO 80537 - Image 31

103 E 12th Street, Loveland, CO 80537 - Image 32

Single Family Home for sale in Loveland, CO

for $375,000 with 3 bedrooms and 1 full bath. This 1,119 square foot home was built in 1901 on a lot size of 0.23.

This charming turn-of-the-century cottage is tailor made for first time buyers or folks looking to downsize. The seller is offering a $10,000 concession to help with closing costs with a full priced offer. Situated on a nearly quarter acre lot shaded by mature trees in a quiet, tucked away neighborhood close to downtown, this home features a bright, open layout and loads of character! The home is approached through a cute white picket fence leading to a covered front porch. Upon entry, you are greeted with an expansive main living area featuring a large picture window that floods the home with natural light and much of the original late 19th century style trim. The large kitchen has ample counter space and is open to the expansive dining area, and features plenty of room for a coffee nook. Mini-splits installed in 2023 provide cooling and heating, and there's also a wall-mount furnace for those really cold nights. There's off-street parking in front and plenty of room for your toys behind the property. There is a fully fenced yard featuring a fire pit in the rear for outdoor living. About half the property is not fenced and faces Railroad Ave, making access for large vehicles easy! A pad for a future garage already exists. This well cared for home features several updates. The roof is 5 years old, the mini-splits are 3 years old, the kitchen features new butcher block countertops, a new modern stainless sink and a new dishwasher, and you will find new light fixtures, new interior paint and new flooring throughout the home. The sewer line was replaced in 2025. You won't find more value at this price point in Loveland. Don't miss this one-of-a-kind home!

Single Family Active

Price

^$ 375,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,930

Style

Cottage

Lot Size

0.23

Year Built

1901

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1057297

Features

Interior

Interior Amenities Open Floorplan

Basement None

Basement (Y/N) N

Window Features Window Coverings

Above Grade Finished Area 1119

Half Baths 0

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 3

Below Grade Finished Area 0

Main Level Bedrooms 3

Main Level Bathrooms 1

Total Baths 1

General

Sewer Public Sewer

Heating Heat Pump Wall Furnace

Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Dryer Oven Refrigerator Washer

Zoning R3E

Architectural Style Cottage

Construction Materials Frame

Exclusions Seller's personal property.

Year Built 1901

Levels One

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

County Larimer

Property Type Residential

HOA N

Subdivision Name Loveland Heights

Possible Use Residential

Full Baths 1

Status Active

Directions From Hwy 287 (Cleveland or Lincoln) turn west on 12th St. Home is on the NW corner of 12th St. and Railroad Ave.

High School Thompson Valley

City Loveland

High School District Thompson R2-J

Lot Size Square Feet 10173

Listing Terms Cash Conventional FHA VA Loan

Elementary School Truscott

Tax Annual Amount 1930

Middle/Junior High School Other

Concessions No

Structure Type House

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Vegetation Wooded

Parking Features RV Access/Parking

Lot Features Corner Lot Level

Water Source Public

Total Parking 0

Building Area Total 1119

Lot Size Acres 0.23

Road Surface Type Alley Paved Paved

Road Frontage Type Public

Other Equipment Satellite Dish

Internal Only

Street Number 1 103

* Excluded Features

List By

Equity Colorado-Front Range

Broker

(970) 779-0397

Phone

Affordability Calculator

$2,470

Per Month

Monthly Principal & Interest: $2,309
Monthly Property Taxes: $161
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$718,051

Percent of Sale Price 91%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3168071 Elementary School

3043800 Middle School

Thompson Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/23/2026	$375,000		Listed Price

Map

More homes like this one

homes for you

See all

103 E 12th Street, Loveland, CO, 80537 is a Single Family Home for sale at $375,000 with 1,119 sqft and a lot size of 0.23. 103 E 12th Street has 3 bedrooms, 1.0 baths, and was built in 1901. The property's zip code is 80537 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 4/30/2026.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

The information contained in this publication is subject to change without notice. REcolorado. MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. REcolorado. SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.

PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

REcolorado. will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

ALL RIGHTS RESERVED WORLDWIDE. No part of this publication may be reproduced, adapted, translated, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of the publisher. The information contained herein including but not limited to all text, photographs, digital images, virtual tours, may be seeded and monitored for protection and tracking.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

103 E 12th Street

Single Family Home for sale in Loveland, CO

Affordability Calculator

Map

More homes like this one

Get more info about this home