27245 Cat Creek Road Mechanicsville, MD $ 640,000
27245 Cat Creek Road
$ 640,000
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27245 Cat Creek Road

Mechanicsville, MD, 20659
$ 640,000
Bedrooms4 Baths2.1 Sq 2,632

Monthly Estimate*

$ 3,941

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Single Family Home for sale in Mechanicsville, MD

for $640,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,632 square foot home was built in 2006 on a lot size of 1.09.

Opportunity Still Available Accepting Back-Up Offers This is one you do not want to miss. Experience everyday living like a retreat at this beautiful water-oriented Colonial on Cat Creek, just off the Patuxent River, complete with your own private pier where you can launch a kayak, enjoy nature, watch wildlife, or simply relax by the water. Set on a peaceful one-acre lot in Mechanicsville, this well-maintained home offers 4 bedrooms, 2.5 baths, and a two-car front-entry garage with standout curb appeal highlighted by an expansive wraparound front porch and striking double staircase. Inside, the main level features hardwood floors, a bright foyer, formal living room ideal for a den or flex space, dedicated home office, separate dining room, half bath, and interior garage access. The spacious kitchen includes stainless steel appliances, tiled flooring, pantry, pot rack, modern fixtures, abundant cabinetry, and a built-in desk overlooking the large family room with gas fireplace and backyard access. The sunroom just off the kitchen is filled with natural light and provides the perfect place to unwind while overlooking the peaceful outdoor setting. Upstairs, the primary suite features tray ceilings, blackout blinds, walk-in closet, and ensuite bath with dual vanities, oversized shower with dual shower heads, and private toilet closet. Three additional generously sized bedrooms share a full bath with dual vanities, including one bedroom with a Murphy bed and built-in shelving, plus the convenience of upper-level laundry. The basement is drywalled and ready for finishing, offering a blank canvas for a recreation room, additional living space, bedrooms, gym, or storage. Outdoor living shines with composite decking, covered patio, gazebo-style grilling and gathering area, scenic walking path, and stairs leading to the private pier on Cat Creek. Additional features include a whole-house generator, three storage sheds, and numerous updates including interior paint, new dishwasher, new microwave, upgraded front door with sidelights and screen door, composite front porch and steps, composite rear deck, tankless water heater, thermal compression tank, Hunter Douglas blackout blinds, updated heat pumps, replaced garage door opener, and whole-house AprilAire humidifiers. Detailed updates sheet available in the document section. Sellers reserve the right to accept an offer at any time.

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Single Family Contingent

Price

$ 640,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,632

Style

10000001216

Lot Size

1.09

Year Built

2006

Town/City

Mechanicsville

County/Region

Saint Marys

MLS | Web ID

MDSM2030482

Features
General
Living Area 2632
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Ceiling Fan(s) Central A/C
Possession Settlement 0-30 Days CD
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Dryer Exhaust Fan Icemaker Instant Hot Water Oven/Range - Electric Refrigerator Washer Water Conditioner - Owned Water Heater - Tankless
Zoning RNC
Garage Spaces 2.00
Patio/Porch Features Deck(s) Patio(s) Porch(es) Wrap Around
Architectural Style 10000001216
Construction Materials Combination
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Year Built 2006
View Bay Creek/Stream
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility None
County SAINT MARYS
New Construction N
Property Type Residential
HOA N
Subdivision Name RIVERWOOD FARMS
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Total Rooms 0
Full Baths 2
Status ACTIVE UNDER CONTRACT
Directions WAZE/MAPS/GPS
City MECHANICSVILLE
Body of Water Cat Creek
Disclosures Prop Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 47480.00
Tax Annual Amount 6632.0
Home Warranty Y/N Y
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 243.16
Acceptable Financing Cash Conventional FHA USDA VA
Lease Considered Y/N N
Vacation Rental Y/N N
Location Type Creek/Stream
Standard Status Active Under Contract
Year Built Source Assessor
Legal Subdivision RIVERWOOD FARMS
Tax Lot 32
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Interior
Interior Amenities Bathroom - Soaking Tub Bathroom - Stall Shower Bathroom - Tub Shower Breakfast Area Carpet Ceiling Fan(s) Floor Plan - Open Formal/Separate Dining Room Kitchen - Gourmet Kitchen - Island Pantry Upgra
Heating Fuel Electric Propane - Owned
Basement Connecting Stairway Daylight Partial Partially Finished Rear Entrance
Flooring Carpet Hardwood Tile/Brick
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Instant Hot Water Tankless
Basement (Y/N) Y
Heating Y/N Y
Window Features Double Hung
Fireplace Y/N Y
Above Grade Finished Area 2632
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Kitchen Family Room Foyer Sun/Florida Room Laundry Recreation Room
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Bump-outs Extensive Hardscape Outbuilding(s) Other
Pool No Pool
Parking Features Crushed Stone
Lot Features Backs to Trees Fishing Available Front Yard Landscaping Rear Yard Rural Tidal Wetland
Water Source Well
Inclusions pot rack book cases murphy bed free standing towel holder in Primary bath white cabinet in bathroom Gazebo generator propane tank.
Garage Features Garage - Front Entry Garage Door Opener
Type of Parking Attached Garage Driveway Off Street
Foundation Details Concrete Perimeter
Water View Y/N Y
Lot Size Acres 1.09
Water Body Type Creek
Lot Size Source Assessor
Waterfront Y/N Y
Door Features Six Panel
Water Access Features Canoe/Kayak Fishing Allowed Private Access
Number of Docks 0
Land Assessed Value 369300.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 27245
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* Excluded Features
List By
Exp Realty, Llc

Broker

tinamarie.biggs@exprealty.com

Email

Affordability Calculator

$4,493
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,941
Monthly Property Taxes
$553
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533971 Elementary School
3535470 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/13/2026$629,000 Listed Price

Map


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27245 Cat Creek Road, Mechanicsville, MD, 20659 is a Single Family Home for sale at $640,000 with 2,632 sqft and a lot size of 1.09. 27245 Cat Creek Road has 4 bedrooms, 2.1 baths, and was built in 2006. The property's zip code is 20659 which is in Mechanicsville, MD