9648 N CENTRAL ST
Portland, OR, 97203 $ 549,900
Bedrooms5 Baths2.0 Sq 2,522 Monthly Estimate*
$ 3,386
for $549,900 with 5 bedrooms and 2 full baths. This 2,522 square foot home was built in 1925 on a lot size of 0.11.
5-bedroom 1925 Dutch Colonial in St. Johns offering rare flexibility, urban homestead potential, and opportunities for multigenerational living, rental income, or future expansion.With two bedrooms and a full bath on the main level plus three additional bedrooms upstairs, the adaptable layout works well for shared living, work-from-home setups, guest space, creative studios, or flexible rental arrangements.The home includes practical updates such as new flooring in the kitchen and bathrooms, updated appliances, attic insulation, fresh exterior paint, and new windows, while still offering room to personalize and build additional value over time.Outside, the established organic permaculture garden and food-producing landscape create a unique urban property experience with apple, peach, pear, plum, persimmon, jujube, raspberry, huckleberry, and more.Alley access and a dedicated tiny home pad with 50-amp hookup create additional flexibility for future projects, studio space, guest quarters, or potential additional income-producing use. Additional power is already in place for a sauna, greenhouse, workshop, or creative space.The basement includes a legal egress window and separate exterior electrical access, offering potential for future finished space, dual living, or separate-use possibilities (buyer to verify).Located near Pier Park, Cathedral Park, Forest Park, and the restaurants, shops, and local favorites that make St. Johns one of Portland’s most loved neighborhoods.A flexible North Portland property with space, functionality, and long-term potential that is increasingly difficult to find at this price point. [Home Energy Score = 3. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10227309]
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FeaturesInteriorInterior Amenities BambooFloor EngineeredBamboo Granite HardwoodFloors LaminateFlooring
Basement Unfinished
Hot Water Gas
Window Features VinylFrames
Total Bathrooms 2.0
Total Bedrooms 5
Total Baths 2
1/2 Baths 0
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GeneralSewer PublicSewer
Heating ForcedAir90
Roof Composition
Appliances CookIsland Disposal FreeStandingRange FreeStandingRefrigerator Granite Island RangeHood StainlessSteelAppliance Tile
Zoning R5
Garage Spaces 0
Architectural Style Stories2 DutchColonial
Year Built 1925
Stories Count 2
Property Subtype SingleFamilyResidence
Tax Year 2025
Parcel Number R264103
Accessibility MainFloorBedroomBath
County Multnomah
Property Type Residential
HOA N
Full Baths 2
Status Active
Directions N Lombard St to N St Louis Ave to N Central St
High School Roosevelt
City Portland
Disclosures Disclosure
MLS Area _141
Lot Size Square Feet 4791.0
Listing Terms Cash Conventional FHA VALoan
Elementary School Sitton
Tax Annual Amount 6212.97
Middle/Junior High School George
Property Condition Resale
Standard Status Active
Accessory Dwelling Unit Y/N N
Legal Description ST JOHNS PK ADD BLOCK 1 LOT 10
ADU False
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ExteriorExterior Amenities Deck Fenced FirePit Garden Greenhouse Porch RVHookup RVParking Sauna Yard
Parking Features OnStreet RVAccessParking
Lot Features Level
Water Source PublicWater
Total Parking 0
Exterior Description Aluminum VinylSiding
Foundation Details ConcretePerimeter
Building Area Total 2522.0
Lot Size Acres 0.11
Road Surface Type Paved
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* Excluded FeaturesList Byheatherdore@urbannestpdx.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,386
- Monthly Property Taxes
- $518
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Portland, OR
Average List Price $755,208
Percent of Sale Price 37%
About Portland, OR 646,380 Population
22% Since 2002
$ 62,517 Median Income
39 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
1950895 Elementary School
1949529 Middle School
Roosevelt High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/13/2026 | $549,900 | -1.79% | Price Down |
| 4/20/2026 | $559,900 | -3.45% | Price Down |
| 4/8/2026 | $579,900 | | Listed Price |