185 Big Beach Lane
Monticello, KY, 42633 $ 639,900
Bedrooms4 Baths3.1 Sq 3,980 Monthly Estimate*
$ 3,940
for $639,900 with 4 bedrooms and 3 full baths, 1 half bath. This 3,980 square foot home was built in 2024 on a lot size of 1.06.
LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION—JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas—ideal for entertaining or hosting family and friends. The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view. The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless. Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity—this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.
See more
FeaturesGeneralSewer Septic Tank
Heating Heat Pump
Cooling Central Air Heat Pump
Possession Close Of Escrow
Roof Metal
Appliances Cooktop Dishwasher Double Oven
HOA Fee 80.0
Association Fee Includes Other
Patio/Porch Features Deck
Construction Materials Vinyl Siding
Year Built 2024
View Trees/Woods
Levels Three Or More
Property Subtype Single Family Residence
Parcel Number LL-01-031.00
Assoc Fee Paid Per Annually
County Wayne
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name Cumberland Ridge Estates
Garage Y/N N
Total Rooms 3
Full Baths 3
Status Active
Directions From KY Highway 90 turn onto KY Highway 1275 and follow for approximately 6.5 miles. Then turn onto KY Highway 2393 and continue for approximately 2.5 miles. Turn onto Big Beech Lane. Property will b
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 46173.6
Carport Y/N N
Elementary School Monticello
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
See more
InteriorBasement Exterior Entry Finished Full Interior Entry
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2700.0
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 1280.0
Total Baths 4
Heating-Heat Pump True
See more
ExteriorParking Features Driveway
Lot Features Many Trees Secluded
Water Source Public
Lot Size Area 1.06
Foundation Details Concrete Perimeter
Building Area Total 3980.0
Lot Size Acres 1.06
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
* Excluded FeaturesList ByRe/Max Country LakesBroker
dylanjonesrealestate@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,940
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, KY
Average List Price $268,703
Percent of Sale Price 58%
About Monticello, KY 6,475 Population
3% Since 2002
$ 26,350 Median Income
39.69 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3429077 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/1/2026 | $639,900 | | Listed Price |