100 Waters Edge Trail
Monticello, KY, 42633 $ 594,000
Bedrooms5 Baths3.1 Sq 4,298 Monthly Estimate*
$ 3,657
for $594,000 with 5 bedrooms and 3 full baths, 1 half bath. This 4,298 square foot home was built in 2010 on a lot size of 1.
Welcome to your private Kentucky retreat, where rustic charm meets modern comfort just a stones throw away from beautiful Lake Cumberland! This a stunning 5-bedroom, 4-bath home is in a gated community! "COMES FULLY FURNISHED" On AirBNB making 70k annually! From the moment you arrive, the warm cedar-toned exterior, expansive wraparound decking, and serene natural setting create an inviting escape from the everyday. Step inside to soaring ceilings, exposed timber beams, and an open-concept living area filled with natural light. The great room showcases floor-to-ceiling windows, rich hardwood floors, and a cozy, lodge-style ambiance, perfect for both entertaining and relaxing. The spacious kitchen and dining area flow seamlessly to the outdoor living spaces, where you'll enjoy peaceful wooded views, morning coffee, and evening gatherings. Multiple levels of decking provide the perfect setting for hosting or simply unwinding in nature. The home features: 5 generously sized bedrooms 4 full bathrooms Lofted spaces and architectural detail throughout Walk-out lower level with additional living/entertaining space Abundant windows bringing the outdoors in Outside, enjoy a fire pit area, mature trees, and plenty of space for recreation or future enhancements. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity near the lake, this property offers unmatched versatility. Highlights: • Private, wooded setting • Expansive wraparound deck • Striking timber frame interior • Ideal for entertaining or relaxing retreats • Minutes to boating, fishing, and outdoor recreation If you've been searching for a home that feels like a getaway every day, this is it!
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FeaturesGeneralSewer Septic Tank
Heating Geothermal
Cooling Geothermal
Possession Negotiable
Roof Dimensional Style
Appliances Dishwasher Microwave Range Refrigerator
Construction Materials Wood Siding
Year Built 2010
View Lake Trees/Woods
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 0.0
Accessibility Accessible Approach with Ramp Accessible Central Living Area Accessible Common Area Accessible Doors Accessible Kitchen
County Wayne
New Construction N
Property Type Residential
HOA N
Subdivision Name Sandstone Point
Garage Y/N N
Total Rooms 0
Full Baths 3
Status Active
Directions Phone navigation will take you straight to it.
High School Wayne Co
City Monticello
Body of Water Lake Cumberland
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 43560.0
Carport Y/N N
Elementary School Monticello
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Senior Community None
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InteriorBasement Finished Partial
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Living Room Wood Burning
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2604.0
Half Baths 1
Total Bedrooms 5
Below Grade Finished Area 1694.0
Total Baths 4
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ExteriorWater Source Public
Lot Size Area 1.0
Foundation Details Concrete Perimeter
Building Area Total 4298.0
Lot Size Acres 1.0
Lot Size Source Public Records
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByCentury 21 Advantage RealtyBroker
brandonbecker32@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,657
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, KY
Average List Price $266,868
Percent of Sale Price 55%
About Monticello, KY 6,475 Population
3% Since 2002
$ 26,350 Median Income
39.69 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3429077 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/14/2026 | $594,000 | -0.83% | Price Down |
| 4/1/2026 | $599,000 | | Listed Price |