874 White Oak Drive Swanton, MD $ 1,950,000
874 White Oak Drive
$ 1,950,000
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874 White Oak Drive

Swanton, MD, 21561
$ 1,950,000
Bedrooms6 Baths4.1 Sq 3,463

Monthly Estimate*

$ 12,006

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Single Family Home for sale in Swanton, MD

for $1,950,000 with 6 bedrooms and 4 full baths, 1 half bath. This 3,463 square foot home was built in 1960 on a lot size of 0.34.

The perfect spot on Deep Creek Lake if you're in the market for a home with spectacular lake frontage, exceptional views, and the added bonus of excellent rental potential. The recently updated 6 bedroom 4.5 bath home is located near the end of a cul-de-sac on a quiet, yet open cove offering one of the most unique settings on the lake. The lake frontage is shielded from the effects of heavy boat traffic by two islands that essentially protect the shoreline and dock area. Recent updates include expanded kitchen, and dining areas, multiple primary bedroom suites, additional living space in the detached oversized garage, outdoor decking , an added lakeside patio., updated HVAC and sprinkler system in the main house structure. Virtually all the rooms in the house offer plenty of natural lighting with many offering great lake views. The oversized type A dock is perfect to relax on at any time of day. The lakeside of the house features a generous play area for children while the deck, patio and hot tub all offer inviting views of the lake and distant horizon. Additional benefits of the property include easy convenience to area restaurants, services, state parks, golf and amenities. Many are located within 5-10 minutes of the property. It all adds up to a great opportunity. Schedule your appointment today.

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Single Family Active

Price

$ 1,950,000

Bedrooms

6

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 13,839

Style

Contemporary

Lot Size

0.34

Year Built

1960

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2011386

Features
General
Living Area 3463
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Utilities Cable TV
Possession Settlement
Roof Architectural Shingle
Appliances Refrigerator Extra Refrigerator/Freezer Cooktop Oven - Double Dishwasher Disposal Washer Dryer
Zoning R
Garage Spaces 3.00
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Contemporary
Construction Materials Stick Built Wood Siding
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1960
View Mountain Water
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility Mobility Improvements
County GARRETT
New Construction N
Property Type Residential
HOA N
Subdivision Name WHITE OAK
Facing Direction Southwest
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Total Rooms 17
Full Baths 4
Status ACTIVE
Directions From Glendale Road take Beckman's Peninsula and then turn left on White Oak. Follow to near the end on the right.
City SWANTON
Body of Water Deep Creek Lake
Disclosures Buried Fuel Tanks Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 14810.00
Tax Annual Amount 13839.0
Home Warranty Y/N N
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 563.1
Acceptable Financing Cash Conventional
Additional Parcels Y/N N
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N Y
Location Type Lake
Standard Status Active
Year Built Source Assessor
Tax Lot I
Total Actual Rent 100000.00
Association Recreation Fee N
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Interior
Interior Amenities Carpet Combination Kitchen/Dining Floor Plan - Open Wood Floors
Heating Fuel Oil
Flooring Ceramic Tile Carpet Laminated Luxury Vinyl Plank
Total Fireplaces 1
Fireplace Features Stone Screen
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Window Features Wood Frame
Fireplace Y/N Y
Above Grade Finished Area 3463
Half Baths 1
Central Air Y/N Y
Total Bedrooms 6
Below Grade Finished Area 0
Room Type Living Room Dining Room Primary Bedroom Bedroom 3 Bedroom 4 Bedroom 5 Kitchen Game Room Family Room Laundry Utility Room Bedroom 6 Primary Bathroom Full Bath Half Bath
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
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Exterior
Exterior Amenities Bump-outs
Pool No Pool
Parking Features Paved Driveway
Lot Features Front Yard Landscaping Level
Water Source Well
Inclusions Appliances docks
Garage Features Garage - Front Entry Garage - Side Entry Garage Door Opener Oversized
Type of Parking Driveway Detached Garage
Foundation Details Crawl Space
Spa N
Water View Y/N Y
Lot Size Acres 0.34
Road Surface Type Paved
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Door Features French Six Panel
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Limited hours of Personal Watercraft Operation (PWC) Sail Swimming Allowed Waterski/Wakeboard
Road Responsibility City/County
Number of Docks 1
Land Assessed Value 495800.00
Navigable Water Y/N Y
Number of Slips 2
Water Oriented Y/N Y
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Internal Only
Street Number 1 874
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* Excluded Features
List By
Railey Realty, Inc.

Broker

billw@railey.com

Email

Affordability Calculator

$13,160
Per Month
91%
9%
0%
Monthly Principal & Interest
$12,006
Monthly Property Taxes
$1,153
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3539580 Elementary School
3533870 Middle School
Southern Garrett High High School
Pricing History
DatePricePrice ChangeDescription
3/21/2026$1,950,000 Listed Price

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874 White Oak Drive, Swanton, MD, 21561 is a Single Family Home for sale at $1,950,000 with 3,463 sqft and a lot size of 0.34. 874 White Oak Drive has 6 bedrooms, 4.1 baths, and was built in 1960. The property's zip code is 21561 which is in Swanton, MD