440 W 7th Street Gilroy, CA ^$ 799,000

440 W 7th Street

^$ 799,000

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Recently Listed

440 W 7th Street

Gilroy, CA, 95020

^$ 799,000

Studio Baths0.0 Sq 1,682

Monthly Estimate*

^$ 4,920

Listed by CENTURY 21 Masters

440 W 7th Street, Gilroy, CA 95020 - Image 1

Studio

Multi-Family Home for sale in Gilroy, CA

for $799,000. This 1,682 square foot home was built in 1948 on a lot size of 0.1916.

Cute, cozy, and full of potential, a contractors dream. This well-located duplex offers a fantastic opportunity to live in one unit while generating rental income from the other. Featuring a 2-bedroom, 2-bathroom unit alongside a 1-bedroom, 1-bathroom unit, this property is ideal for homeowners, investors, or multi-generational living. Conveniently situated in the heart of Downtown Gilroy, just a few blocks from entertainment, dining, and shopping, the property also benefits from close proximity to Gilroy's growing and revitalizing downtown district, community amenities, and commuter conveniences. Whether you're looking for supplemental income, an investment property, or flexible living options, this duplex offers comfort, convenience, and long-term value in a well-established neighborhood.

Multi-Family Active

Price

^$ 799,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

^$ 8,600

Style

Lot Size

0.1916

Year Built

1948

Town/City

Gilroy

County/Region

Santa Clara

MLS | Web ID

ML82033961

Days on Market

Features

General

Living Area 1682

Sewer Public Sewer Other

Heating Wall Furnace

Cooling None

Utilities Other

Roof Composition

Zoning R3

Garage Spaces 1

Year Built 1948

Property Subtype Duplex

Accessibility None

County Santa Clara

Insurance Expense 2400

Property Type Residential Income

HOA false

MaintenanceExpense 100

Garage Y/N true

Special Listing Conditions Standard

Status Active

Directions Cross Street: Dowdy Street

City Gilroy

High School District Gilroy Unified

MLS Area 699 - Not Defined

Lot Size Units Square Feet

Lot Size Square Feet 8346

Carport Spaces 0

Tax Annual Amount 8600

Trash Expense 0

Standard Status Active

Occupancy Type Vacant

Year Built Source Assessor

Property Sub Type Additional Duplex

Cap Rate 5.07

Interior

Flooring Carpet Laminate Tile

Total Stories 1

Air Conditioning Y/N true

Heating Y/N true

Total Baths 0

Exterior

Parking Features Uncovered

Water Source Public Other

Total Parking 2

Lot Size Area 8346

Foundation Details Concrete Perimeter

Number of Buildings 1

Building Area Total 1682

Lot Size Acres 0.1916

Lot Size Source Assessor

* Excluded Features

List By

Century 21 Masters

Broker

tina_tovar@yahoo.com

Affordability Calculator

$5,636

Per Month

Monthly Principal & Interest: $4,920
Monthly Property Taxes: $717
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Gilroy, CA

Average List Price ^$1,118,000

Percent of Sale Price 40%

About Gilroy, CA

55,318 Population

28% Since 2002

^$84,278 Median Income

34.76 Median Age

39% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/21/2026	$799,000		Listed Price

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440 W 7th Street, Gilroy, CA, 95020 is a Multi-Family Home for sale at $799,000 with 1,682 sqft and a lot size of 0.1916. 440 W 7th Street is a studio with 0.0 baths and was built in 1948. The property's zip code is 95020 which is in Gilroy, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 3/22/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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440 W 7th Street

Multi-Family Home for sale in Gilroy, CA

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