304 Reserve Lane
St Simons Island, GA, 31522 $ 545,000
Bedrooms3 Baths2.1 Sq 1,772 Monthly Estimate*
$ 3,356
for $545,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,772 square foot townhouse was built in 2014 on a lot size of 0.046.
Fully furnished, no rental restrictions, and in one of the best locations on St. Simons—this 3BR/2.5BA townhome in The Reserve at Demere gives you options. Use it as a primary home, second place at the beach, or a short- or long-term rental to help offset ownership costs. Inside you’ve got an easy, open layout with wood floors, 9’ ceilings, and a clean kitchen with granite countertops, stainless appliances, under-cabinet lighting, breakfast bar, and pantry. The primary suite offers tray ceilings, dual vanities, a walk-in shower, and a solid closet. Two additional bedrooms give you flexibility for guests or renters. Private patio off the main living area. Just minutes to the beach, Pier Village, golf, dining, and shopping. Pool community, low HOA, and no flood insurance required. About 15 minutes to FLETC. If you’ve been waiting for the right mix of location, flexibility, and value—this is it. Schedule your showing today.
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FeaturesGeneralLiving Area 1772.0
Heating Central Electric
Cooling Central Air Electric
Utilities Underground Utilities
Possession Close Of Escrow
Appliances Electric Water Heater Microwave Oven Range
Zoning PD
HOA Fee 225.0
Garage Spaces 1.0
Architectural Style Traditional
Restrictions Restrictive Covenant
Construction Materials Stucco
Year Built 2014
Property Subtype Townhouse
Tax Year 2025
Taxes 5059
Parcel Number 04-14646
Assoc Fee Paid Per Monthly
County Glynn
New Construction N
Property Type Residential
In City Limits? (Y/N) N
HOA Y
Attached Garage N
Subdivision Name Reserve At Demere
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From the Demere/Frederica roundabout head toward the Brunswick causeway on Demere. The home will be on your left.
City St Simons Island
Lot Size Units Acres
Lot Size Square Feet 2004.0
Carport Y/N N
Property Attached Y/N Y
Land Lease Y/N N
Home Warranty Y/N N
Lease Considered Y/N N
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 304
Ownership Type Homeowner/Owner
Property Sub Type Additional Townhouse
Expected Active Date 2026-03-20
Legal Description 304 RESERVE AT DEMERE
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InteriorInterior Amenities Breakfast Bar Breakfast Area Entrance Foyer High Ceilings Recessed Lighting
Total Stories 2
Common Walls 2+ Common Walls
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Main Level Bathrooms 0
Total Baths 3
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ExteriorParking Features Attached
Water Source Public
Lot Size Area 0.046
Spa N
Lot Size Acres 0.046
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Number of Pads 1
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* Excluded FeaturesList ByTrisha M. CookListing Agent
Compass Georgia, LlcBroker
trisha@thetrishacookteam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,356
- Monthly Property Taxes
- $422
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in St Simons Island, GA
Average List Price $536,333
Percent of Sale Price 2%
Trends Information provided by ATTOM Data Solutions.
3960720 Elementary School
3960847 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/20/2026 | $545,000 | | Listed Price |