909 Cobia Lane Wilmington, NC $ 875,000
909 Cobia Lane
$ 875,000
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909 Cobia Lane

Wilmington, NC, 28409
$ 875,000
Bedrooms4 Baths3.1 Sq 2,578

Monthly Estimate*

$ 5,388

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Single Family Home for sale in Wilmington, NC

for $875,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,578 square foot home was built in 1989 on a lot size of 0.36.

Located in the sought-after waterfront community of Dolphin Bay in Wilmington NC, just minutes from Carolina Beach, this custom-built coastal home with private 25-foot boat slip sits in a serene wooded setting on a quiet cul-de-sac, offering privacy and a natural coastal backdrop. Dolphin Bay residents enjoy direct Intracoastal Waterway access, a private community beach, clubhouse, swimming pool, pier with gazebo, and fish cleaning station, creating the perfect setting for boating, fishing, paddleboarding, and embracing the coastal and boater's lifestyle the Wilmington and Carolina Beach area is known for. Inside, the 4 bedroom, 3.5 bath home features a bright, welcoming layout with abundant natural light. The main level offers high ceilings throughout, with soaring ceilings in the living room that create an open and spacious feel. The primary suite is conveniently located on the first floor with space for dual walk-in closets. New white oak hardwood floors on the main level add warmth and character while complementing the home's coastal design. Pocket doors and thoughtful architectural details add flexibility and charm throughout. The kitchen renovation has been thoughtfully started, offering a fantastic opportunity for the next owner to complete the space with their own finishes and design vision. Major upgrades are already in place, including custom cabinetry, beautiful quartzite countertops, and a farmhouse sink. Just off the back deck, a quiet office nook creates the perfect work-from-home space or reading retreat, adding flexibility for today's lifestyle. With its private boat slip, Intracoastal Waterway (ICW) boating access, waterfront community amenities, wooded cul-de-sac setting, and improvements already underway, this property presents a unique opportunity to create a personalized coastal retreat while enjoying the boater's lifestyle and coastal living. Lender credit available through preferred lender with a qualifying application

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Single Family Active

Price

$ 875,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 2,485

Style

Single Family Residence

Lot Size

0.36

Year Built

1989

Town/City

Wilmington

County/Region

New Hanover

MLS | Web ID

100560648

Features
General
Living Area 2578.0
Heating Propane Electric Forced Air
Cooling Central Air Ceiling Fan(s)2
Utilities Sewer Connected
Possession Close Of Escrow Negotiable At Closing
Roof Architectural Shingle
Appliances Built-In Microwave Washer Refrigerator Dryer Disposal Dishwasher Electric Range
Zoning R-15
HOA Fee 3020.0
Patio/Porch Features Open Covered Deck Patio Porch
Construction Materials Wood Siding Wood Frame
Year Built 1989
View See Remarks
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Taxes 2485.99
Parcel Number R08514-005-015-000
Waterfront Features Deeded Water Access Water Access Comm
Assoc Fee Paid Per Annually
County New Hanover
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) N
Association Amenities Waterfront Community Boat Dock Boat Slip - Assigned Clubhouse Community Pool Maintenance Common Areas Maintenance Roads Management Marina Picnic Area Street Lights Owner Pets Only Cable TV
HOA Y
Attached Garage Y
Subdivision Name Dolphin Bay
Garage Y/N Y
Total Rooms 8
Full Baths 3
Status Active
Directions From S College Rd continue onto Carolina Beach Rd. Make a u-turn at S Seabreeze Rd. Right on Cobia Lane.
High School Ashley
City Wilmington
Association Name Dolphin Bay HOA
High School District New Hanover
Lot Size Units Acres
Lot Size Square Feet 15943.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Carolina Beach
Property Attached Y/N N
Land Lease Y/N N
Showing Instructions Appt Required Lockbox
Home Warranty Y/N N
Middle/Junior High School Murray
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 656800
Legal Description LOT 19 SEC 1 DOLPHIN BAY
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Interior
Interior Amenities Master Downstairs Walk-in Closet(s) High Ceilings Ceiling Fan(s) Pantry Walk-In Closet(s)
Basement Crawl Space2
Flooring LVT/LVP Hardwood
Furnished Y/N Unfurnished
Water Heater Electric
Master Bed Level Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Room Type Living Room Dining Room Dining Area Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Other
Total Baths 4
Living Area Range 2400 - 2599
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Exterior
Exterior Finish Wood Siding
Fencing Back Yard Wood
Parking Features Garage Faces Front Paved
Lot Features Cul-De-Sac Level Wooded Boat Slip Deeded Water Access Water Access Comm
Water Source Well
Total Parking 4.0
Lot Size Area 0.36
Foundation Details Crawl Space
Spa N
Building Area Total 2578
Lot Dimensions irregular
Lot Size Acres 0.36
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Private Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 909
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* Excluded Features
List By
Janell A Sizick

Listing Agent

Landmark Sotheby's International Realty

Broker

janell.sizick@landmarksothebysrealty.com

Email

Affordability Calculator

$5,595
Per Month
96%
4%
0%
Monthly Principal & Interest
$5,388
Monthly Property Taxes
$207
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4736267 Elementary School
4735583 Middle School
Ashley High School High School
Pricing History
DatePricePrice ChangeDescription
3/16/2026$875,000 Listed Price

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909 Cobia Lane, Wilmington, NC, 28409 is a Single Family Home for sale at $875,000 with 2,578 sqft and a lot size of 0.36. 909 Cobia Lane has 4 bedrooms, 3.1 baths, and was built in 1989. The property's zip code is 28409 which is in Wilmington, NC