108 Jay Street Schenectady, NY ^$ 289,000

108 Jay Street

^$ 289,000

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Recently Listed

108 Jay Street

Schenectady, NY, 12302

^$ 289,000

Bedrooms3 Baths1.0 Sq 1,194

Monthly Estimate*

^$ 1,779

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Single Family Home for sale in Schenectady, NY

for $289,000 with 3 bedrooms and 1 full bath. This 1,194 square foot home was built in 1935 on a lot size of 0.09.

This picturesque home, located on a quiet street in Scotia, offers 3 bedrooms, 1 bathroom, and a detached one-car garage. The home features beautifully remodeled living and dining rooms, a fully updated bathroom, and a modern kitchen with newer appliances. Recent upgrades provide peace of mind, including a new roof, new furnace, new water heater, updated electrical and plumbing, a completely renovated bathroom, new hardwood floors, and new carpeting throughout. Situated in the heart of the village, you'll enjoy convenient access to local markets, shops, restaurants, and entertainment. The home is also within walking distance of Scotia-Glenville High School and just minutes from Route 5 and I-890.

Single Family Active

Price

^$ 289,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 7,382

Style

Bungalow

Lot Size

0.09

Year Built

1935

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202613410

Features

General

Sewer Public Sewer

Heating Hot Water

Cooling Window Unit(s)

Appliances Gas Oven Microwave Range

Garage Spaces 1.0

Architectural Style Bungalow

Construction Materials Wood Siding

Year Built 1935

Property Subtype Single Family Residence

County Schenectady

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N Y

Total Rooms 8

Full Baths 1

Status Active

Directions Mohawk Ave Rt on Rte 147 Lt on Jay St

High School Scotia-Glenville

City Scotia

High School District Scotia Glenville

Lot Size Units Acres

Lot Size Square Feet 3920.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 7382.28

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 2.000

Interior

Basement Unfinished

Total Fireplaces 0

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1194.0

Half Baths 0

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 1

Exterior

Exterior Amenities Drive-Paved

Parking Features Off Street Driveway Garage Door Opener

Water Source Public

Total Parking 4.0

Lot Size Area 0.09

Spa N

Lot Size Acres 0.09

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 108

* Excluded Features

List By

Thomas Miller

Listing Agent

Carrow Real Estate Services Llc

Broker

(518) 495-1000

Phone

tommy@carrowrealestate.com

Affordability Calculator

$2,395

Per Month

Monthly Principal & Interest: $1,779
Monthly Property Taxes: $615
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Schenectady, NY

Average List Price ^$299,728

Percent of Sale Price 4%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853319 Elementary School

853362 Middle School

Scotia-Glenville High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/17/2026	$289,000		Listed Price

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108 Jay Street, Schenectady, NY, 12302 is a Single Family Home for sale at $289,000 with 1,194 sqft and a lot size of 0.09. 108 Jay Street has 3 bedrooms, 1.0 baths, and was built in 1935. The property's zip code is 12302 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 3/23/2026.

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108 Jay Street

Single Family Home for sale in Schenectady, NY

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