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10317 County Road 197 Breckenridge, TX $ 1,200,000
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10317 County Road 197
$ 1,200,000
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10317 County Road 197

Breckenridge, TX, 76424
$ 1,200,000
Bedrooms4 Baths3.0 Sq 2,289

Monthly Estimate*

$ 7,389

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Single Family Home for sale in Breckenridge, TX

for $1,200,000 with 4 bedrooms and 3 full baths. This 2,289 square foot home was built in 1963 on a lot size of 1.638.

Positioned on a scenic point along Hubbard Creek Lake, this exceptional waterfront property offers sweeping open-water views, mature post oak trees, and an inviting blend of Hill Country charm and modern comfort. Situated on four waterfront lots totaling approximately 1.638 acres, the property provides a rare combination of space, privacy, and expansive shoreline. The 4-bedroom, 3-bathroom home offers approximately 2,289 square feet of living space with an open-concept layout designed for both everyday living and entertaining. The updated kitchen anchors the home with a large island, custom cabinetry, stainless appliances, and generous workspace for gathering with family and friends. Living and dining areas open seamlessly through large Pella sliding glass doors onto an impressive 31’ x 20’ covered wooden deck framed by limestone columns and timber beams. A Berner air curtain wind-screen system allows the doors to remain open while helping keep bugs out and conditioned air inside, creating a true indoor-outdoor lake living experience. The property, shaded by mature oaks, features an 8-foot stone fire pit ideal for evenings under the Texas sky. Additional improvements include a versatile outbuilding suitable for a dog kennel or chicken coop. Storage and lake recreation needs are well accommodated with a 20’ x 20’ detached garage with roll-up door, covered carport parking, and golf cart storage, as well as a 20’ x 30’ pull-through boat storage building with doors on both ends. Lakefront amenities include a private concrete boat ramp, along with a 30’ x 40’ enclosed boathouse featuring an upper entertainment deck with slide overlooking the water. The property also includes a separate 1,120 sq ft residence currently in gutted condition, offering potential for a guest house, bunkhouse, or mother-in-law suite. Whether you’re seeking a weekend retreat or full-time lake residence, this unique Hubbard Creek property offers space, privacy, and exceptional outdoor living.

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Single Family Active

Price

$ 1,200,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 5,615

Style

Contemporary/Modern

Lot Size

1.638

Year Built

1963

Town/City

Breckenridge

County/Region

Stephens

MLS | Web ID

21202134
Features
Interior
Interior Features Chandelier Decorative Lighting Eat-in Kitchen Flat Screen Wiring Granite Counters High Speed Internet Available Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Flooring Luxury Vinyl Plank
Basement Y/N 0
Dining Areas 1
Living Areas 1
Half Baths 0
Total Bedrooms 4
Total Baths 3
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General
Heating Central Natural Gas Propane
Cooling Ceiling Fan(s) Central Air Electric
Utilities Aerobic Septic All Weather Road Electricity Connected Individual Water Meter Rural Water District Septic
Possession Closing/Funding
Roof Metal
Appliances Dishwasher Disposal Dryer Gas Oven Gas Range Gas Water Heater Ice Maker Microwave Plumbed For Gas in Kitchen Refrigerator Tankless Water Heater Washer
Number of Garage Spaces 1
School District Breckenridge ISD
Pool Y/N 0
Year Built 1963
Architectural Style Contemporary/Modern
Levels One
Property Subtype Single Family Residence
Subdivision Name Tanglewood
Transaction Type For Sale
County Stephens
Property Type Residential
Construction Materials Brick Rock/Stone Stone Veneer
Accessory Unit Type Other
Accessory Unit Y/N Y
HOA Type None
Special Notes Aerial Photo
Full Baths 3
Status Active
Directions From downtown Breckenridge travel West on Hwy 180 3.6 miles and turn North at the flashing light onto FM 2231. Travel 2.8 miles to CR 197 and stay on Cr 197 for 0.7 miles. Property sits on the poin
City Breckenridge
Elementary School Name South
High School Breckenrid
Elementary School South
Standard Status Active
Junior High School Breckenrid
Listing Terms Cash Conventional FHA USDA Loan VA Loan
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Exterior
Waterfront 1
Exterior Features Awning(s) Covered Deck Covered Patio/Porch Dock Dog Run Fire Pit Rain Gutters Kennel RV Hookup RV/Boat Parking Storage
Lot Features Acreage Cleared Landscaped Lrg. Backyard Grass Many Trees Oak Rolling Slope Sprinkler System Water/Lake View Waterfront
Fencing Fenced
Garage Length 20
Garage Width 20
Other Structures Boat House Garage(s) Guest House Poultry Coop
Parking Features Additional Parking Boat Carport Circular Driveway Covered Detached Carport Driveway Enclosed Garage Garage Faces Front Garage Single Door Gravel Parking Lot RV Access/Parking Secured Workshop in Gara
WaterFront Features Dock – Enclosed Lake Front Lake Front – Main Body Beach Access Personal Watercraft Lift
Lot Size 1 to < 3 Acres
Foundation Pillar/Post/Pier
Structural Style Lake House
Garage Y/N 1
Attached Garage Y/N 0
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Internal Only
Street Number 1 10317
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* Excluded Features
List By
Kipi Parks

Listing Agent

Austin Lorraine Realty

Broker

Affordability Calculator

$7,857
Per Month
94%
6%
0%
Monthly Principal & Interest
$7,389
Monthly Property Taxes
$468
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
286089 Elementary School
3676549 Middle School
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Pricing History
Date Price Price Change Description
3/15/2026 $1,200,000 Listed Price

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10317 County Road 197, Breckenridge, TX, 76424 is a Single Family Home for sale at $1,200,000 with 2,289 sqft and a lot size of 1.638. 10317 County Road 197 has 4 bedrooms, 3.0 baths, and was built in 1963. The property's zip code is 76424 which is in Breckenridge, TX

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