3656 Emerald Avenue St James City, FL $ 1,259,900
3656 Emerald Avenue
$ 1,259,900
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3656 Emerald Avenue

St James City, FL, 33956
$ 1,259,900
Bedrooms3 Baths2.0 Sq 1,964

Monthly Estimate*

$ 7,757

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Single Family Home for sale in St James City, FL

for $1,259,900 with 3 bedrooms and 2 full baths. This 1,964 square foot home was built in 2015 on a lot size of 0.227.

Welcome to your island escape at 3656 Emerald Ave in the heart of St. James City on beautiful Pine Island—where the pace slows down, the sunsets feel a little brighter, and life revolves around the water. From the moment you arrive, you’ll feel the easy rhythm of true island living. This waterfront retreat is designed to enjoy the coastal lifestyle to its fullest, whether you're heading out for an early-morning fishing trip or gathering with friends as the sky turns shades of orange and pink over the water. Step outside and you’ll discover what truly makes this property special—over 100 feet of brand-new composite dock stretching along the waterfront, complete with two new boat lifts so your boats are always ready for adventure. With quick access to some of Southwest Florida’s most incredible fishing and boating waters, days spent exploring the surrounding islands, sandbars, and the open waters of the nearby Gulf are simply part of everyday life here. The expansive outdoor entertaining area invites you to relax, grill fresh-caught fish, host sunset cocktails, or simply unwind while watching boats drift by. It’s the kind of space where memories are made—barefoot evenings, salty breezes, and laughter carrying across the water. Inside, the home is being sold fully furnished, allowing you to step right into the island lifestyle from day one. Light-filled living spaces create a welcoming atmosphere that feels both comfortable and coastal, making it the perfect retreat after a day on the water. Featuring an open floor plan with 2 bedrooms with pool access and a third bedroom for all of your guests. The master ensuite bathroom has a deep soaking tub, large walk-in shower, dual sinks, and dual walk-in closets for the perfect coastal retreat. The second bath has pool access, making it easy to transition from boating and the pool to being ready for all that Saint James City has to offer. For added peace of mind, the home has never flooded, offering confidence along with its incredible waterfront setting. Tucked into the charming community of St. James City, you’re just moments from local marinas, waterfront restaurants, and the laid-back island culture that makes Pine Island so beloved. Here, neighbors wave as they pass by the boat, fishing stories are traded at sunset, and every day feels a little like vacation. If you’ve been dreaming of a place where boating, fishing, and waterfront living come naturally, 3656 Emerald Ave is more than a home; it’s your gateway to island life.

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Single Family Active

Price

$ 1,259,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 12,353

Style

Ranch, One Story, Two Story

Lot Size

0.227

Year Built

2015

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026012221

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Disposal Ice Maker Microwave Range Refrigerator RefrigeratorWithIce Maker Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Deck Open Patio Porch
Architectural Style Ranch One Story Two Story
Pool Features Concrete Electric Heat Heated In Ground Pool Equipment Salt Water
Security Features Security System Smoke Detector(s)
Construction Materials Block Concrete Stone
Pets Allowed Yes
Year Built 2015
View Canal Landscaped Pool Water
Stories Count 1
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Seawall
Community Features Boat Facilities
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name BAYVIEW ACRES
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
Directions GPS
High School SCHOOL CHOICE
City St James City
Disclosures Owner Has Flood Insurance Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RS-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Elementary School PINE ISLAND
Tax Annual Amount 12353.5
Middle/Junior High School SCHOOL CHOICE
Property Condition Resale
Virtual Tour https://listings.nextdoorphotos.com/vd/235546776 https://listings.nextdoorphotos.com/vd/235547741
Standard Status Active
Tax Lot 2
Property Sub Type Additional Single Family Residence
Legal Description BAYVIEW ACRES BLK D PB 11 PG 101 LOT 2 + W 30 FT LOT 3
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Bathtub Dual Sinks Family/Dining Room High Ceilings Kitchen Island Living/Dining Room Main Level Primary Pantry Split Bedrooms Separate Shower Bar Walk-In Closet(s)
Flooring Carpet Tile
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Arched Impact Glass
Half Baths 0
Laundry Features Inside Laundry Tub
Total Bedrooms 3
Entry Level 1
Room Type Bathroom Family Room Guest Quarters
Total Baths 2
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Exterior
Exterior Amenities Deck Fence Fruit Trees Security/High Impact Doors Sprinkler/Irrigation Patio
Parking Features Attached Garage Two Spaces Garage Door Opener
Lot Features Oversized Lot Rectangular Lot Sprinklers Automatic
Water Source Public
Lot Size Area 0.227
Spa false
Building Area Total 4016
Lot Dimensions 112 x 91 x 112 x 91
Lot Size Acres 0.227
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Staci Stevens

Listing Agent

Castaways Island Realty Llc

Broker

marinamamarealtor@gmail.com

Email

Affordability Calculator

$8,787
Per Month
88%
12%
0%
Monthly Principal & Interest
$7,757
Monthly Property Taxes
$1,029
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
SCHOOL CHOICE High School High School
Pricing History
DatePricePrice ChangeDescription
3/14/2026$1,259,900 Listed Price

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3656 Emerald Avenue, St James City, FL, 33956 is a Single Family Home for sale at $1,259,900 with 1,964 sqft and a lot size of 0.227. 3656 Emerald Avenue has 3 bedrooms, 2.0 baths, and was built in 2015. The property's zip code is 33956 which is in St James City, FL