3220 NW 20TH STREET
Gainesville, FL, 32605 $ 262,500
Bedrooms3 Baths2.0 Sq 910 Monthly Estimate*
$ 1,616
for $262,500 with 3 bedrooms and 2 full baths. This 910 square foot home was built in 1956 on a lot size of 0.15.
For the buyer who loves a cute cottage and wants to live in a home with soul — this a place that feels warm, personal, and just a little set apart. This 3 bedroom, 2 bath home was beautifully remodeled in 2025 and offers exactly that. Set in a centrally located, popular NW Gainesville neighborhood, this home blends the character of an older home with the comfort of extensive modern updates. Inside, the original pine tongue-and-groove floors have been refurbished, adding warmth and charm to the living spaces. Natural light pours into the home and thoughtful finishes create a home that feels both fresh and grounded. The layout is impressively efficient, don’t let the square footage fool you. All three bedrooms are large enough to fit a queen bed, nightstand, and dresser. You could certainly use all three bedrooms as bedrooms, but you also would have the flexibility to create a reading room, office, game room, or creative space that fits your life in one of them. The kitchen has been fully remodeled with high-quality soft-close custom cabinetry (no big box store cabinets here), quartz countertops, new tile floors, Samsung appliances, and a chef’s sink with built-in accessories that make everyday living easier and more enjoyable. Both bathrooms have also been fully renovated with stylish, easy-care finishes, with one offering a walk-in shower and the other a tub. Just as important, the major system updates have already been taken care of. With updated electrical wiring, repiped with both the water supply lines and the sewer lines, a new HVAC system with all new ductwork, a new gas line brought to the property, a gas tankless water heater, added wall insulation, and fresh interior and exterior paint all done in 2025. The LG Ultra-large capacity, SMART, space-saving laundry center is included and makes doing laundry a breeze. This is a home where you can settle in and focus more on living since the renovations were so extensive. Outside, the newer 6-foot vinyl fence creates the kind of privacy that feels increasingly rare. The backyard offers space to unwind, garden, let pets roam, host a few friends, or simply enjoy a quiet evening at home. It feels private, peaceful, and comfortably your own. With no HOA and no extra monthly fees, this home offers charm, functionality and independence. Less than 4 miles to UF Health/Shands Hospital, 4 miles to the VA Medical facilities, just 3 miles to University of Florida, 6 miles to Santa Fe College. Shopping is great too! Just one mile to either Publix or Aldi, just 1 mile to Hibbett Sports, Ross, Burlington Coat Factory, Lowe’s and more. This is the kind of home that feels different in the best way — updated, inviting, and full of character and ready for you to just bring your belongings and start living!
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FeaturesGeneralSewer Public Sewer
Heating Central Heat Pump Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Dryer Gas Water Heater Microwave Range Range Hood Refrigerator Tankless Water Heater Washer
Zoning RSF3
Construction Materials Wood Siding
Year Built 1956
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Alachua
New Construction false
Property Type Residential
Subdivision Name RIDGE VIEW
Facing Direction East
Garage Y/N false
Total Rooms 4
Full Baths 2
Status Active
Directions Go east on NW 39th Ave take a right on NW 19th Street take a right on NW 34th Ave and a left on NW 20th Street. The home will be on your right.
City GAINESVILLE
Senior Community Y/N false
MLS Area 32605 - Gainesville
Lot Size Units Square Feet
Lot Size Square Feet 6534
Carport Y/N false
Listing Terms Cash Conventional FHA
Land Lease Y/N false
Tax Annual Amount 2603.78
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 9
Legal Description RIDGEVIEW UNIT 1 PB C-21 N1/2 OF LOTS 9 10 BLK 5 OR 5178/1469
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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InteriorInterior Amenities Ceiling Fan(s)
Flooring Ceramic Tile Hardwood
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities Storage
Water Source None
Lot Size Area 6534
Foundation Details Crawlspace
Building Area Total 925
Lot Size Acres 0.15
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
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* Excluded FeaturesList ByMomentum Realty - GainesvilleBroker
harderhometeam@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,616
- Monthly Property Taxes
- $217
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Gainesville, FL
Average List Price $480,480
Percent of Sale Price 83%
About Gainesville, FL 132,731 Population
10% Since 2002
$ 36,766 Median Income
28.11 Median Age
17% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/13/2026 | $262,500 | | Listed Price |