260 State Highway 28 Oneonta, NY $ 449,900
260 State Highway 28
$ 449,900
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260 State Highway 28

Oneonta, NY, 13820
$ 449,900
Bedrooms3 Baths2.0 Sq 2,576

Monthly Estimate*

$ 2,770

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Single Family Home for sale in Oneonta, NY

for $449,900 with 3 bedrooms and 2 full baths. This 2,576 square foot home was built in 1969 on a lot size of 20.79.

Perched above the city on a quiet private drive, this one-of-a-kind legacy property offers a view of Oneonta that is simply unmatched. Set on 12 beautiful acres, this home has been lovingly held by the same family since it was built in 1969 and is now being offered for the very first time. Inside, the home features 2,576 square feet of living space with a layout that offers both comfort and flexibility. A striking bluestone fireplace anchors the main living area, creating a warm gathering space during the colder months, while large windows frame the sweeping views of the valley below. The oversized primary bedroom offers a peaceful retreat, and the home provides space in every direction with multiple living areas, generous storage, and room to spread out. The walk-out basement adds another level of functionality with a spacious family room and a second kitchen, making it ideal for multigenerational living, guests, or potential in-law accommodations. Storage and workspace abound throughout the home, and the attached 2-car garage adds everyday convenience. Outside, the property truly shines. The gently rolling acreage provides privacy, open space, and endless possibilities. An Amish-built barn adds both character and utility. It would be perfect for equipment, hobbies, or homesteading. As if the setting itself were not enough, the property also includes a separate deeded 8-acre parcel, offering exciting opportunities for future use. Whether you envision building another home, creating a family compound, hunting on your own land, or simply preserving the additional acreage for privacy, the options are wide open. Properties with this combination of views, acreage, and proximity to the city rarely come to market in Oneonta, especially ones that have been cared for by the same family for more than half a century. A truly special opportunity just minutes from downtown and in the Oneonta School District!

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Single Family Active

Price

$ 449,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,135

Style

Ranch

Lot Size

20.79

Year Built

1969

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1664535

Features
Interior
Interior Amenities Den EntranceFoyer EatInKitchen SeparateFormalLivingRoom HomeOffice PullDownAtticStairs SeeRemarks SecondKitchen Storage Bar ConvertibleBedroom InLawFloorplan BathInPrimaryBedroom MainLevelPrimary
Basement Full Finished
Flooring Carpet Laminate Tile Varies Vinyl
Total Fireplaces 2
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Below Grade Finished Area 300.0
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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General
Sewer SepticTank
Heating Oil Wood Zoned HotWater Radiators
Cooling Zoned
Possession Closing
Appliances Dishwasher ElectricCooktop OilWaterHeater Refrigerator
Garage Spaces 2.0
Architectural Style Ranch
Construction Materials Brick Cedar
School District Oneonta
Year Built 1969
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Additional Parcels Description 309.00-1-30.02
County Otsego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 11
Full Baths 2
Status Active
Directions From Oneonta take 28 North the driveway is on the left right before the turn back East going up Franklin Mountain.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-Town-364600
Lot Size Units Acres
Lot Size Square Feet 549727.0
Year Built Details Existing
Tax Annual Amount 7135.0
Property Condition Resale
Virtual Tour https://youtu.be/An1nhH2B0Wc
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 169600
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities BlacktopDriveway
Parking Features Attached Garage Driveway Other
Lot Features Rectangular RectangularLot Secluded
Water Source Well
Lot Size Area 20.79
Foundation Details Poured
Building Area Total 2576.0
Lot Dimensions 165X800
Lot Size Acres 20.79
Waterfront Y/N No
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 260
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(315) 256-3713

Phone

Affordability Calculator

$3,365
Per Month
82%
18%
0%
Monthly Principal & Interest
$2,770
Monthly Property Taxes
$595
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/12/2026$449,900 Listed Price

Map


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260 State Highway 28, Oneonta, NY, 13820 is a Single Family Home for sale at $449,900 with 2,576 sqft and a lot size of 20.79. 260 State Highway 28 has 3 bedrooms, 2.0 baths, and was built in 1969. The property's zip code is 13820 which is in Oneonta, NY