4020 CARTERET DRIVE Winter Haven, FL $ 419,900
4020 CARTERET DRIVE
$ 419,900
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4020 CARTERET DRIVE

Winter Haven, FL, 33884
$ 419,900
Bedrooms4 Baths3.0 Sq 2,282

Monthly Estimate*

$ 2,585

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Single Family Home for sale in Winter Haven, FL

for $419,900 with 4 bedrooms and 3 full baths. This 2,282 square foot home was built in 2015 on a lot size of 0.18.

Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

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Single Family Active

Price

$ 419,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 3,537

Style

Single Family Residence

Lot Size

0.18

Year Built

2015

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

O6389154

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Phone Available Public Sewer Connected Street Lights Underground Utilities Water Available Water Connected
Roof Shingle
Appliances Cooktop Dishwasher Microwave Range Refrigerator
HOA Fee 484
Garage Spaces 3
Association Fee Includes Cable TV Community Pool Internet Maintenance Structure Maintenance Grounds Pool Maintenance Recreational Facilities
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2015
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Waterfront
Community Features Community Boat Ramp Dock Water Access Waterfront Clubhouse Fitness Center Gated Community - No Guard Park Playground Pool Sidewalks Tennis Court(s)
Assoc Fee Paid Per Monthly
County Polk
New Construction false
Property Type Residential
Association Amenities Basketball Court Cable TV Clubhouse Fitness Center Gated Maintenance Park Playground Pool Sauna Shuffleboard Court Tennis Court(s) Trail(s)
Attached Garage true
Subdivision Name TRADITIONS PH 01
Facing Direction South
Garage Y/N true
Total Rooms 6
Full Baths 3
Status Active
Directions From US-27 head east on Cypress Gardens Blvd (FL-540). Continue approximately 3 miles then turn right onto Overlook Drive. Turn left onto Carteret Drive and continue straight. The home at 4020 Carteret Dr will be on your right.
High School Lake Region High
City WINTER HAVEN
Body of Water RUBY LAKE
Association Name Leland Management/Dolcy Murchison
Senior Community Y/N true
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 7998
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Chain O Lakes Elem
Land Lease Y/N false
Tax Annual Amount 3537
Middle/Junior High School Mclaughlin Academy Of Excellence
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Lennar Homes
Standard Status Active
Occupancy Type Owner
Tax Lot 65
Virtual Tour https://view.spiro.media/order/439e6127-a9e8-4c82-30bf-08de6ed55069?branding=false
Legal Description TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 65
Water View Lake Lake - Chain of Lakes
Water Access Type Lake Lake - Chain of Lakes
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 484
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Kitchen/Family Room Combo Open Floorplan Stone Counters Walk-In Closet(s)
Flooring Engineered Hardwood Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Sidewalk
Water Source Public
Lot Size Area 7998
Foundation Details Slab
Building Area Total 3062
Lot Size Acres 0.18
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Keller Williams Advantage Iii

Broker

realtorsofialovinsky@gmail.com

Email

Affordability Calculator

$2,880
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,585
Monthly Property Taxes
$295
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Region High High School High School
Pricing History
DatePricePrice ChangeDescription
3/10/2026$419,900 Listed Price

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4020 CARTERET DRIVE, Winter Haven, FL, 33884 is a Single Family Home for sale at $419,900 with 2,282 sqft and a lot size of 0.18. 4020 CARTERET DRIVE has 4 bedrooms, 3.0 baths, and was built in 2015. The property's zip code is 33884 which is in Winter Haven, FL