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8820 SW 223rd Ter Cutler Bay, FL $ 615,000
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$ 615,000 Get more info
8820 SW 223rd Ter
$ 615,000
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Recently Listed
Open House 3/15 12pm - 2pm
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8820 SW 223rd Ter

Cutler Bay, FL, 33190
$ 615,000
Bedrooms3 Baths2.1 Sq 1,760

Monthly Estimate*

$ 3,787

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Single Family Home for sale in Cutler Bay, FL

for $615,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,760 square foot home was built in 2004.

Welcome to The Isles at Bayshore — one of Cutler Bay's most sought-after guard-gated communities, where lakefront living meets resort-style comfort. This beautifully updated home offers a split bedroom plan with water views from multiple living areas, soaring high ceilings, and abundant natural light framed by custom window treatments throughout. Inside, you'll find all-new appliances, recent A/C replacement, and thoughtful upgrades that make this home truly move-in ready. The back porch is a perfect perch for the birdwatching this area is known for — or head to the community's Olympic-sized pool, fitness center, and clubhouse just moments away. Cutler Bay is a buzzing, family-friendly town. Golf carts aren't just allowed here, they're a way of life. You'll spot families cruising to the park and neighbors heading out for weekend errands. It's the kind of laid-back, community-first vibe that's genuinely hard to find this close to a major city. Black Point Marina is five minutes away, offering fishing, diving, and waterfront dining. Biscayne National Park, Old Cutler Road, and the Florida Turnpike are all within easy reach — giving you that rare combination of serene, natural surroundings with effortless access to everything South Florida has to offer. The area is served by highly regarded Miami-Dade public schools. With 24/7 gated security, a welcoming atmosphere, and a town that truly feels like a community, this is South Florida living at its finest.

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Open House

3/15/2026 12:00 PM - 2:00 PM
8820 SW 223rd Ter Cutler Bay, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Single Family Active

Price

$ 615,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,119

Style

Year Built

2004

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11979773
Features
General
Sewer Public Sewer
Heating Other
Cooling Central Air
Utilities Underground Utilities
Possession Closing & Funding
Roof Spanish Tile
Appliances Dryer Dishwasher Electric Range Electric Water Heater Disposal Microwave Refrigerator Washer
HOA Fee 93
Garage Spaces 1
Association Fee Includes Common Area Maintenance Recreation Facilities Security
Patio/Porch Features Patio
Architectural Style Detached One Story
Pool Features None Community
Security Features Gated Community
Restrictions Association Approval Required
Construction Materials Block
Pets Allowed Conditional Yes
Year Built 2004
View Lake
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front
Community Features Clubhouse Fitness Gated Home Owners Association Maintained Community Pool Sidewalks
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Attached Garage true
Subdivision Name LAKES BY THE BAY KAYE
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 5000
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Resale
Tax Annual Amount 6119
Lease Considered Y/N false
Virtual Tour https://player.vimeo.com/progressive_redirect/playback/1172183401/rendition/2160p/file.mp4%20%282160p%29.mp4?loc=external&log_user=0&signature=e57a901774f5ba4137574701b94c0d17304611e39cc4a273fc60d7de44ef0b56
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description LAKES BY THE BAY KAYE PB 161-95 T-20976 LOT 29 BLK 2 LOT SIZE 5000 SQ FT FAU 30 6016 000 0020 COC 23691-0190 07 2005 1 F/A/U 30-6016-013-042
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Interior
Interior Amenities Breakfast Bar Bedroom on Main Level Entrance Foyer First Floor Entry Living/Dining Room Main Level Primary Pantry Split Bedrooms
Flooring Carpet Laminate Tile
Air Conditioning Y/N true
Window Features Blinds Plantation Shutters Impact Glass
Half Baths 1
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Fence Security/High Impact Doors Patio Storm/Security Shutters
Parking Features Attached Driveway Garage Paver Block
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 5000
Building Area Total 2000
Road Surface Type Paved
Frontage Length 50
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Miami Portfolio Collection

Broker

lauraderrickhomes@gmail.com

Email

Affordability Calculator

$4,297
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,787
Monthly Property Taxes
$510
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
Date Price Price Change Description
3/10/2026 $615,000 Listed Price

Map

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8820 SW 223rd Ter, Cutler Bay, FL, 33190 is a Single Family Home for sale at $615,000 with 1,760 sqft. 8820 SW 223rd Ter has 3 bedrooms, 2.1 baths, and was built in 2004. The property's zip code is 33190 which is in Cutler Bay, FL

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