46 Prospect Street Richfield, NY ^$ 190,000

46 Prospect Street

^$ 190,000

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Recently Listed

46 Prospect Street

Richfield, NY, 13439

^$ 190,000

Bedrooms3 Baths1.0 Sq 1,344

Monthly Estimate*

^$ 1,170

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Single Family Home for sale in Richfield, NY

for $190,000 with 3 bedrooms and 1 full bath. This 1,344 square foot home was built in 1950 on a lot size of 0.58.

Welcome to 46 Prospect St in Richfield Springs! This charming 3-bedroom, 1-bath home offers comfort, space, and convenience in a quiet village setting. One of the standout features is the first-floor bedroom, providing flexible living options for guests, a home office, or convenient single-level living. Situated on a generous half-acre lot, the property offers plenty of outdoor space for gardening, recreation, or simply enjoying the peaceful surroundings. A detached two-stall garage provides ample room for parking, storage, or a workshop. With its spacious yard, practical layout, and desirable location close to local amenities, this home presents a great opportunity for homeowners or investors alike. Listed at $190,000, 46 Prospect St is ready for its next chapter.

Single Family Active

Price

^$ 190,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,650

Style

Ranch

Lot Size

0.58

Year Built

1950

Town/City

Richfield

County/Region

Otsego

MLS | Web ID

S1665627

Features

Interior

Interior Amenities EatInKitchen SeparateFormalLivingRoom BedroomOnMainLevel

Basement Full

Flooring Hardwood Varies Vinyl

Total Fireplaces 1

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N Yes

Half Baths 0

Laundry Features MainLevel

Total Bedrooms 3

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 1

General

Sewer Connected

Heating Oil ForcedAir

Utilities SewerConnected WaterConnected

Possession Closing

Appliances AppliancesNegotiable Dishwasher ElectricCooktop OilWaterHeater Refrigerator

Garage Spaces 2.0

Architectural Style Ranch

Construction Materials VinylSiding

School District Richfield Springs

Year Built 1950

Stories Count 2

Township Richfield Springs-Village

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Attached Garage No

Garage Y/N Yes

Total Rooms 7

Full Baths 1

Status Active

City Richfield

Senior Community Y/N No

High School District Richfield Springs

Number Of Units Total 0

MLS Area Richfield Springs-Village-365601

Lot Size Units Acres

Year Built Details Existing

Tax Annual Amount 3650.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1665627

Standard Status Active

Middle/Junior School District Richfield Springs

Elementary School District Richfield Springs

Tax Assessed Value 71600

TaxOtherAnnualAssessmentAmount 0.0

Exterior

Exterior Amenities GravelDriveway

Parking Features Detached Garage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.58

Foundation Details Block

Building Area Total 1344.0

Lot Dimensions 25X265

Lot Size Acres 0.58

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 46

* Excluded Features

List By

River Hills Properties Llc Lf

Broker

(315) 868-4596

Phone

Affordability Calculator

$1,474

Per Month

Monthly Principal & Interest: $1,170
Monthly Property Taxes: $304
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Richfield, NY

Average List Price ^$333,450

Percent of Sale Price 76%

About Richfield, NY

2,345 Population

-3% Since 2002

^$44,853 Median Income

47.26 Median Age

19% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3038095 Elementary School

3038103 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/9/2026	$190,000		Listed Price

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46 Prospect Street, Richfield, NY, 13439 is a Single Family Home for sale at $190,000 with 1,344 sqft and a lot size of 0.58. 46 Prospect Street has 3 bedrooms, 1.0 baths, and was built in 1950. The property's zip code is 13439 which is in Richfield, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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46 Prospect Street

Single Family Home for sale in Richfield, NY

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