38 Osprey Way Elkton, MD $ 1,600,000
38 Osprey Way
$ 1,600,000
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38 Osprey Way

Elkton, MD, 21921
$ 1,600,000
Bedrooms4 Baths3.1 Sq 4,185

Monthly Estimate*

$ 9,851

38 Osprey Way, Elkton, MD 21921 - Image 1

Single Family Home for sale in Elkton, MD

for $1,600,000 with 4 bedrooms and 3 full baths, 1 half bath. This 4,185 square foot home was built in 1995 on a lot size of 3.12.

This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors. Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space. The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace. Situated on 3.12 private acres along the water, the setting is truly the highlightoffering peaceful views, privacy, and plenty of space to make this property your own. The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.

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Single Family Active

Price

$ 1,600,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 12,386

Style

Contemporary

Lot Size

3.12

Year Built

1995

Town/City

Elkton

County/Region

Cecil

MLS | Web ID

MDCC2020600

Features
General
Living Area 4185
Sewer Private Septic Tank
Heating Central Forced Air Hot Water
Cooling Other
Possession 61-90 Days CD
Appliances Cooktop Dishwasher Dryer Dryer - Electric Exhaust Fan Humidifier Oven - Double Washer Water Heater
Zoning NAR
Garage Spaces 6.00
Patio/Porch Features Brick Deck(s) Patio(s)
Architectural Style Contemporary
Pool Features Heated Fenced In Ground
Security Features Fire Detection System Smoke Detector
Construction Materials Frame
School District CECIL COUNTY PUBLIC SCHOOLS
Year Built 1995
View River
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility >84 Garage Door
County CECIL
New Construction N
Property Type Residential
HOA N
Subdivision Name ELK NECK
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions MD-439 E MD-152 S and I-95 N to Oldfield Point Rd in Cecil County Continue on Oldfield Point Rd. Take Dove Ln to Osprey Way
City ELKTON
Disclosures Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 135907.00
Tax Annual Amount 12386.0
Property Condition Below Average
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 440.77
Acceptable Financing Cash Conventional
Additional Parcels Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Location Type River
Standard Status Active
Year Built Source Estimated
Tax Lot 1
Association Recreation Fee N
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Interior
Interior Amenities Attic Built-Ins Ceiling Fan(s) Central Vacuum Crown Moldings Curved Staircase Family Room Off Kitchen Intercom Kitchen - Table Space Primary Bath(s) Recessed Lighting Store/Office Walk-in Closet(s) B
Heating Fuel Geo-thermal Natural Gas Propane - Owned
Basement Other
Flooring Carpet Ceramic Tile Hardwood Stone
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Replacement
Fireplace Y/N N
Above Grade Finished Area 3630
Half Baths 1
Central Air Y/N N
Total Bedrooms 4
Below Grade Finished Area 555
Room Type Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Basement Foyer Great Room Attic Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Lower Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Flood Lights Other
Pool Yes - Personal
Fencing Wood
Parking Features Dirt Driveway
Lot Features Private Rural Secluded
Water Source Well
Inclusions All Appliances
Garage Features Additional Storage Area Other
Type of Parking Driveway Detached Garage Attached Garage
Foundation Details Block Concrete Perimeter
Spa N
Water View Y/N Y
Lot Size Acres 3.12
Road Surface Type Gravel
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N Y
Road Responsibility Private
Land Assessed Value 613300.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 38
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* Excluded Features
List By
Iron Valley Real Estate Of Central Pa

Broker

tonya@tonyakeener.realtor

Email

Affordability Calculator

$10,884
Per Month
91%
9%
0%
Monthly Principal & Interest
$9,851
Monthly Property Taxes
$1,032
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533453 Elementary School
3533358 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/5/2026$1,600,000 Listed Price

Map


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38 Osprey Way, Elkton, MD, 21921 is a Single Family Home for sale at $1,600,000 with 4,185 sqft and a lot size of 3.12. 38 Osprey Way has 4 bedrooms, 3.1 baths, and was built in 1995. The property's zip code is 21921 which is in Elkton, MD