138-140 Church Street
Saratoga Springs, NY, 12866 $ 984,900
Bedrooms5 Baths4.0 Sq 2,501 Monthly Estimate*
$ 6,064
for $984,900 with 5 bedrooms and 4 full baths. This 2,501 square foot home was built in 1957 on a lot size of 0.33.
Just a few blocks from the heart of Broadway, 138-140 Church Street offers a combination of location, space, and flexibility in downtown Saratoga Springs. Behind its unassuming façade is a remarkably spacious property with multiple living areas, private quarters, and extensive parking--ideal for multigenerational living or for an owner-occupant seeking income potential. The main residence (138) features a bright new kitchen, refinished interiors, and a thoughtful layout that works beautifully as a single home or with a self-contained accessory apartment upstairs. The upper level includes its own kitchen and bath with interior access from below, making it ideal for extended family or guests. Beside it, 140 is a fully independent apartment complete with a private entrance, bath, laundry, and ample storage. Currently rented, it offers total separation and could also serve as guest space or a home office. Out back, a massive paved area provides parking for 20 or more vehicles, which is unusual this close to downtown. There's plenty of open space--enough to add a pickleball court, garden, or outdoor entertaining area and still have room to spare. The sellers have continued to refine the property, including a stylish kitchen update and modern finishes throughout, while preserving its downtown character and livability. Zoned UR-3, the district supports one- and two-family residences with compatible neighborhood uses. Whether you envision a downtown home with income potential, a multigenerational setup, or a flexible live/work environment, this property offers room to grow in one of Saratoga's most desirable locations. The versatile floor plan and separate living spaces allow the next owner to tailor the property to their goals--whether accommodating extended family, hosting guests, or pursuing income-generating opportunities.
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FeaturesInteriorInterior Amenities High Speed Internet Cathedral Ceiling(s) Ceramic Tile Bath
Basement Full Unfinished
Flooring Bamboo Ceramic Tile Hardwood
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Insulated Windows
Fireplace Y/N N
Above Grade Finished Area 2501.0
Half Baths 0
Laundry Features Laundry Room Main Level
Total Bedrooms 5
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 4
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GeneralSewer Public Sewer
Heating Ductless Forced Air Natural Gas
Cooling Wall Unit(s)
Utilities Cable Connected
Possession At Closing
Roof Shingle
Zoning Multi Residence
Garage Spaces 1.0
Patio/Porch Features Patio
Architectural Style Traditional
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Shingle Siding Wood Siding
Year Built 1957
Electric Circuit Breakers
Tenant Pays DSL Internet Electricity
View City
Property Subtype Duplex
County Saratoga
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Other Structures Storage
Full Baths 4
Status Active
Directions Broadway to Church property is on south side of the road pull into driveway between buildings
High School Saratoga Springs
City Saratoga Springs Inside
High School District Saratoga Springs
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 14374.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 10543.25
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions No
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=17431&lang=en-US https://app.doaudiotours.com/branded?id=17431&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 48.000
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ExteriorExterior Amenities Other
Fencing Privacy Back Yard Front Yard Perimeter
Parking Features Off Street Paved Driveway Garage
Lot Features Level
Water Source Public
Total Parking 20.0
Lot Size Area 0.33
Foundation Details Block
Spa N
Lot Size Acres 0.33
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Bymariabarr.realestate@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,064
- Monthly Property Taxes
- $879
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Saratoga Springs, NY
Average List Price $941,558
Percent of Sale Price 4%
About Saratoga Springs, NY 27,696 Population
6% Since 2002
$ 76,441 Median Income
40.65 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
853435 Elementary School
853244 Middle School
Saratoga Springs High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/5/2026 | $984,900 | | Listed Price |