198 Gardner Road Philadelphia, TN ^$ 249,900

198 Gardner Road

^$ 249,900

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198 Gardner Road

Philadelphia, TN, 37846

^$ 249,900

Bedrooms3 Baths2.0 Sq 1,344

Monthly Estimate*

^$ 1,539

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Single Family Home for sale in Philadelphia, TN

for $249,900 with 3 bedrooms and 2 full baths. This 1,344 square foot home was built in 2022 on a lot size of 1.

Immaculate, open floor plan ranch style home on 1 acre. Large open living area, split bedroom design. Built in entertainment statement in large open combo living/dining and kitchen area. Kitchen has stainless steel appliances, huge center island, farmhouse style apron sink. Oversized master with ensuite bathroom with dual vanities, walk in shower, built in shelving and walk in closet. 2 additional guest bedrooms with guest bathroom. Home eligible for 100% financing with USDA or VA loan, also possible seller financing

Single Family Contingent

Price

^$ 249,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 720

Style

Contemporary

Lot Size

Year Built

2022

Town/City

Philadelphia

County/Region

Loudon

MLS | Web ID

3139555

Features

General

Living Area 1344

Sewer Septic Tank

Heating Central

Cooling Central Air

Utilities Water Available

Possession Close Of Escrow

Roof Shingle

Appliances Electric Range Dishwasher Refrigerator

Patio/Porch Features Deck

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Vinyl Siding

Year Built 2022

Stories Count 1

Topography Level

Levels Three Or More

Property Subtype Single Family Residence

County Monroe County TN

New Construction N

Property Type Residential

Attached Garage N

Contingency Financing

Full Baths 2

Status Under Contract - Showing

Buyer Financing Conventional USDA VA Seller Financing Other

Directions From Philadelphia Tennessee 37846 Follow Spring St to US-11 N 2 min (0.5 mi) Turn left onto US-11 N 6 sec (46 ft) Continue on Rausin Rd. Take Sunnyside Rd to Gardner Rd in Monroe County 8 min (4.0 mi

City Philadelphia

Senior Community Y/N N

Lot Size Units Acres

Property Attached Y/N N

Year Built Details Existing

Tax Annual Amount 720

Building Area Units Square Feet

Living Area Units Square Feet

Standard Status Active Under Contract

Interior

Interior Amenities Ceiling Fan(s) Walk-In Closet(s)

Basement Crawl Space

Flooring Vinyl

Air Conditioning Y/N Y

Heating Y/N Y

Half Baths 0

Total Bedrooms 3

Below Grade Finished Area Unit Type Square Feet

Above Grade Finished Area Unit Type Square Feet

Total Baths 2

Exterior

Parking Features Driveway Gravel

Lot Features Level

Water Source Public

Total Parking 0

Lot Size Area 1

Building Area Total 1344

Lot Size Acres 1

Waterfront Y/N N

Internal Only

Street Number 1 198

* Excluded Features

List By

New Creation Real Estate

Broker

msims898@gmail.com

Affordability Calculator

$1,599

Per Month

Monthly Principal & Interest: $1,539
Monthly Property Taxes: $60
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Philadelphia, TN

Average List Price ^$618,774

Percent of Sale Price 148%

About Philadelphia, TN

632 Population

23% Since 2002

^$40,938 Median Income

40 Median Age

32% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

245588 Elementary School

245705 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/4/2026	$249,900		Listed Price

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198 Gardner Road, Philadelphia, TN, 37846 is a Single Family Home for sale at $249,900 with 1,344 sqft and a lot size of 1. 198 Gardner Road has 3 bedrooms, 2.0 baths, and was built in 2022. The property's zip code is 37846 which is in Philadelphia, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of RealTracs Solutions. Real estate listings held by firms other than Weichert Realtors are marked with the Internet Data Exchange logo or thumbnail logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/19/2026.

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198 Gardner Road

Single Family Home for sale in Philadelphia, TN

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