286 Villa Street Elgin, IL ^$ 285,000

286 Villa Street

^$ 285,000

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Recently Listed

286 Villa Street

Elgin, IL, 60120

^$ 285,000

Bedrooms3 Baths1.0 Sq 1,270

Monthly Estimate*

^$ 1,755

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Single Family Home for sale in Elgin, IL

for $285,000 with 3 bedrooms and 1 full bath. This 1,270 square foot home was built in 1900.

Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.

Single Family Active

Price

^$ 285,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,989

Style

Year Built

1900

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12579914

Features

General

Living Area 1270

Sewer Public Sewer

Heating Natural Gas Forced Air

Cooling Window Unit(s)

Possession Closing

Roof Asphalt

Garage Spaces 1.5

Association Fee Includes None

Construction Materials Aluminum Siding

Year Built 1900

Electric 100 Amp Service

Township Elgin

Tax Year 2024

Ownership Fee Simple

Assoc Fee Paid Per Not Applicable

County Kane

New Construction N

Property Type Residential Detached Single

Total Rooms 6

Full Baths 1

Status New

Directions route 25 to villa st just north of Channing st.

City Elgin

High School District 46

MLS Area Elgin

Tax Annual Amount 3989

Standard Status Active

Middle/Junior School District 46

Elementary School District 46

Interior

Basement Unfinished Crawl Space Partial

Half Baths 0

Laundry Features In Unit

Total Bedrooms 3

Room Type No additional rooms

Total Baths 1

Bedrooms Possible 3

Exterior

Parking Features Garage Door Opener Yes Detached Garage

Water Source Public

Total Parking 1.5

Lot Dimensions 53X138

Waterfront Y/N N

* Excluded Features

List By

Legacy Properties, A Sarah Leonard Company

Broker

mikesav.realestate@gmail.com

Affordability Calculator

$2,087

Per Month

Monthly Principal & Interest: $1,755
Monthly Property Taxes: $332
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elgin, IL

Average List Price ^$487,553

Percent of Sale Price 71%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

567545 Elementary School

566729 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/28/2026	$285,000		Listed Price

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286 Villa Street, Elgin, IL, 60120 is a Single Family Home for sale at $285,000 with 1,270 sqft. 286 Villa Street has 3 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Data is updated as of 3/1/2026.

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286 Villa Street

Single Family Home for sale in Elgin, IL

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