108 Ramsey Point Road
Monticello, KY, 42633 $ 1,400,000
Baths0.0 Monthly Estimate*
$ 8,620
Studio for $1,400,000. The lot size is 108.87.
Prime Lakefront Development Tract - Ramsey Point, Monticello, KY Imagine 108 acres of strategically positioned land just off Ramsey Point Rd, offering expansive frontage, exceptional waterfront access, and a multitude of development opportunities along beautiful Lake Cumberland one of Kentucky's largest and most popular recreation lakes with over 1,200 miles of shoreline and deep-water channels for boating, fishing, and tourism. Location & Access Unmatched Lake Access: Directly adjacent to a public boat ramp on Lake Cumberland enhancing the property's appeal to boaters, tourists, and residents seeking immediate water access. Excellent Road Frontage: Over 6,000 feet of frontage along major access roads — ideal for commercial entrances, subdivision access points, and multi-use infrastructure. Corps of Engineers Water Frontage: More than 3,000 feet of frontage along the Corps of Engineers' boundary on Lake Cumberland defining significant lake shoreline for parks, or private access. Scenic Ridge & Contoured Terrain: Gently rolling topography provides elevated building sites with panoramic lake views, natural wooded buffers, and opportunities for tiered residential layouts. Development Potential This acreage is rare due to its scale and direct lake adjacency perfectly suited for: Residential Community or Resort Lakefront estates, custom home sites, and subdivision parcels with private dock access Vacation cabins, lodge developments, or aggregated short-term rental communities Exclusive gated neighborhoods with scenic roads and green space Recreation & Tourism Anchors Boutique resort or marina with boat slips, ramps, and hospitality amenities Campground or RV park with lake views and direct access to fishing and water sports Waterfront dining and retail concentrated near high-traffic access points Mixed-Use and Green Space Resident parks, trails, waterfront promenades, and public gathering spaces Environmental conservation corridors along waterfront and woodlands Infrastructure Advantages Existing paved public access to the Ramsey Point boat ramp creates strong traffic patterns and utility corridors nearby. Generous road frontage provides multiple entry/exit points for future phases and community loops. Water, electric, and broadband access are feasible with proper planning due to proximity to Monticello's services and regional utility lines. Lifestyle & Market Appeal Lake Cumberland is a major recreational destination known for boating, fishing, swimming, and year-round lakeside living. Proximity to Monticello, local marinas, restaurants, and tourist traffic adds high-value demographics for both residential and commercial growth. Scenic wooded ridges and open waterfront vistas make this a marquee property in southern Kentucky land offerings.
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FeaturesGeneralZoning Other
Topography Hilly Gentle Sloping Wooded Rolling Slope Level
Property Subtype Unimproved Land
Current Use Vacant Unimproved
Parcel Number 022-00-00-002.02
County Wayne
New Construction N
Property Type Land
Subdivision Name Ramsey Point
Possible Use Resort Residential Recreational
Status Active
Directions From Hwy 90 turn onto west Hwy 92 for 1.5 miles then right onto Hwy 789 for 6.8 miles property begins on the left at Ramsey Point Rd. and ends 1.2 miles at the Corp of Engineers at the bottom of the
City Monticello
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 4742377.2
Land Lease Y/N N
MLS Area Minor 070 - Wayne County
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Senior Community None
Water Body Access Y/N None
Accessibility Features Y/N None
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ExteriorLot Features Wooded Gentle Sloping Hilly Level Rolling Slope Waterfront
Lot Size Area 108.87
Lot Size Acres 108.87
Crops Included Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList BySomerset - Weichert, Realtors® - Ford BrothersBroker
Affordability Calculator
- Monthly Principal & Interest
- $8,620
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyLots and land listings in Monticello, KY
Average List Price $134,285
Percent of Sale Price 90%
About Monticello, KY 6,475 Population
3% Since 2002
$ 26,350 Median Income
39.69 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
458656 Elementary School
458772 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/27/2026 | $1,400,000 | | Listed Price |