1040 Umber Drive Traverse City, MI $ 299,900
1040 Umber Drive
$ 299,900
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1040 Umber Drive

Traverse City, MI, 49696
$ 299,900
Bedrooms2 Baths1.0 Sq 850

Monthly Estimate*

$ 1,847

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Single Family Home for sale in Traverse City, MI

for $299,900 with 2 bedrooms and 1 full bath. This 850 square foot home was built in 2021.

The Umber Uplift Practically new. Perfectly placed. Completely turn-key. Just 5.7 miles from downtown Traverse City, this corner-lot ranch in Traditions delivers country calm with easy access to town. Sunrise glows on the covered front porch, perfect for morning coffee. The back deck is — perfect for lounging, container gardens, and summer tomatoes. The dog park is steps from your front door, and mature trees frame the neighborhood with Northern Michigan charm. Inside, vaulted ceilings and oversized windows create bright, airy living. Luxury vinyl flooring flows throughout. The island kitchen shines with granite counters, soft-close white cabinetry, and stainless appliances — including a gas range with convection oven. It’s stylish, efficient, and ready for gathering. The primary bedroom comfortably fits a king-sized bed. The second bedroom flexes beautifully as guest space, office, reading room, or creative studio. A dedicated laundry room with Maytag washer and dryer, and plenty of space for the necessities. Storage is generous with a four-foot insulated poured concrete crawl space. Two designated parking spots sit directly in front of the home. Paved neighborhood roads are ideal for biking, and Logan’s Landing at Boardman Lake is just 3.8 miles away — bring your kayak, paddleboard, or bike and lean into the lifestyle. For $80/month, the association handles lawn care, sprinklers, snow removal, and trash — creating true low-maintenance living. With larger homes in the neighborhood priced significantly higher, this is a smart, versatile opportunity — ideal for a starter home, downsizing dream, Northern Michigan getaway, or 30-day minimum rental investment. Effortless. Elevated. Ready to CELEBRATE your next chapter.

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Single Family Active

Price

$ 299,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 2,910

Style

Ranch,Cottage

Year Built

2021

Town/City

Traverse City

County/Region

Grand Traverse

MLS | Web ID

1942485

Features
Interior
Interior Amenities Pantry Granite Bath Tops Granite Counters Kitchen Island Great Room Vaulted Ceiling(s) Drywall Cable TV High Speed Internet
Basement Crawl Space Exterior Entry Unfinished
Flooring Vinyl Carpet
Fireplace Features None
Kitchen Level Main
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N N
Above Grade Finished Area 850
Half Baths 0
3/4 Baths 0
Laundry Features Main Level
Total Bedrooms 2
Below Grade Finished Area 0
Entry Level 1
Living Room Level Main
Main Level Bedrooms 2
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
Primary Bathroom Features Shared
Kitchen Width 12
Primary on Main 120
Second Bedroom Length 12
Second Bedroom Width 10
Living Room Area 130
Living Room Length 13
Living Room Width 10
Primary Bedroom Area 144
Primary Bedroom Length 16
Primary Bedroom Width 9
Second Bedroom Level Main
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General
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Possession Negotiable
Roof Asphalt
Appliances Refrigerator Oven/Range Disposal Dishwasher Microwave Washer Dryer Exhaust Fan Electric Water Heater
HOA Fee 960
Garage Spaces 0
Association Fee Includes Trash Snow Removal Maintenance Structure Liability Insurance
Patio/Porch Features Deck Covered
Architectural Style Ranch Cottage
Construction Materials Frame Vinyl Siding
Pets Allowed true
Year Built 2021
View Countryside View
Stories Count 1
Township Garfield
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features None
Community Features Pets Allowed Common Area
Accessibility None
Assoc Fee Paid Per Annually
County Grand Traverse
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name Traditions
Garage Y/N N
Other Structures None
Full Baths 1
Status Active
Directions Garfield to Rusch Road. Take a right into the Traditions Neighborhood. Turn right at the roundabout. Home is on the left across from the dog park.
City Traverse City
Entry Location Limited Steps First Floor Level Other
High School District Traverse City Area Public Schools
Zoning Description Residential
Lot Size Units Acres
Carport Y/N N
Tax Annual Amount 2910
Home Warranty Y/N N
Lease Renewal Y/N N
Lease Considered Y/N N
Virtual Tour https://tours.bluelavamedia.com/s/idx/309475 https://tours.bluelavamedia.com/s/1040-Umber-Dr-Traverse-City-MI-496961
Primary Bedroom Level Main
Living Area Units Square Feet
Standard Status Active
Middle/Junior School District Traverse City Area Public Schools
Elementary School District Traverse City Area Public Schools
Tax Assessed Value 106700
Tax Lot 204
Ownership Type Private Owner
Lease Amount Frequency Annually
Legal Description UNIT# 204 TRADITIONS CONDOMINIUMS COTTAGE UNIT
Freehold IDX
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Exterior
Exterior Amenities Sprinkler System Sidewalk Rain Gutters
Parking Features Asphalt Assigned
Lot Features Cleared Level Landscaped
Water Source Public
Foundation Details Poured Concrete
Number of Buildings 1
Spa N
Road Surface Type Asphalt
Other Parking Assigned Parking Space
Waterfront Y/N N
Road Responsibility Association Private Maintained Road
Horse Y/N N
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* Excluded Features
List By
Keller Williams, Home

Broker

(231) 633-1796

Phone

Affordability Calculator

$2,089
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,847
Monthly Property Taxes
$243
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2034238 Elementary School
2034116 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/25/2026$299,900 Listed Price

Map


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1040 Umber Drive, Traverse City, MI, 49696 is a Single Family Home for sale at $299,900 with 850 sqft. 1040 Umber Drive has 2 bedrooms, 1.0 baths, and was built in 2021. The property's zip code is 49696 which is in Traverse City, MI