1226 Bancroft Avenue
Colonial Beach, VA, 22443 $ 634,900
Bedrooms3 Baths2.1 Sq 2,650 Monthly Estimate*
$ 4,009
for $634,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,650 square foot home was built in 2009 on a lot size of 0.17.
PRICE IMPROVEMENT! ASSUMABLE 2.5% LOAN AVAILABLE FOR QUALIFIED BUYERSan incredible opportunity to secure a below-market interest rate while enjoying one of Colonial Beachs most desirable neighborhoods. Welcome to The Point, Colonial Beachs vibrant golf cart community where coastal charm, waterfront living, and small-town hospitality come together. Just two blocks from both the Potomac River and Monroe Bay, youll enjoy easy access to beaches, marinas, waterfront restaurants, boutique shopping, breweries, the boardwalk, and year-round community eventsall just a golf cart ride away. Built in 2009, this beautifully maintained 3-bedroom, 2.5-bath home offers exceptional space rarely found in this location. The expansive living room addition creates incredible flexibility for entertaining, a second family room, formal dining, a game room, or a home office. Hardwood floors, a cozy propane fireplace, and an open, inviting floor plan make this home ideal for everyday living. The recently updated kitchen and bathrooms blend timeless style with modern finishes. Upstairs, the oversized primary suite features a walk-in closet and a relaxing jetted soaking tub. Outside, enjoy the low-maintenance Trex front porch, screened rear porch, oversized fenced yard, and oversized two-car garage with plenty of room for storage, hobbies, or your golf cart. Best of alltheres no HOA. Whether youre searching for a full-time residence, a weekend retreat, or an investment in one of Virginias favorite waterfront towns, this home offers a rare combination of location, lifestyle, space, and financing opportunities. Schedule your private showing today and discover why so many people fall in love with life in Colonial Beach.
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FeaturesGeneralLiving Area 2650
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Appliances Icemaker Microwave Oven/Range - Electric Refrigerator Washer Dryer - Electric Dishwasher Disposal
Zoning RESIDENTIAL
Garage Spaces 2.00
Patio/Porch Features Porch(es) Screened
Architectural Style Contemporary
Construction Materials Vinyl Siding
School District COLONIAL BEACH PUBLIC SCHOOLS
Year Built 2009
View Water
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County WESTMORELAND
New Construction N
Property Type Residential
Association Amenities Community Center Picnic Area Pier/Dock Taxi Service
HOA N
Subdivision Name THE POINT
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions Turn left onto VA-205 E Turn left after McDonald's (on the right) Turn right onto Washington Ave Turn right onto Boundary St Turn left onto Bancroft Ave 1226 Bancroft Ave on left after 1 mile.
City COLONIAL BEACH
Body of Water Potomac
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 7500.00
Tax Annual Amount 5124.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 239.58
Acceptable Financing Cash Conventional FHA VA
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-3d-home/55aed7aa-5346-4d04-9483-683eefbafee3?setAttribution=mls&wl=true&utm_source=dashboard
Location Type River
Standard Status Active
Year Built Source Assessor
Tax Lot 2
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InteriorInterior Amenities Kitchen - Gourmet Floor Plan - Traditional
Heating Fuel Electric
Flooring Hardwood Carpet
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2650
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Kitchen
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Fencing Chain Link Rear
Parking Features Paved Driveway Surface
Water Source Public
Garage Features Garage Door Opener
Type of Parking Attached Garage
Foundation Details Crawl Space
Water View Y/N Y
Lot Size Acres 0.17
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N Y
Water Oriented Y/N Y
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* Excluded FeaturesList ByUnited Real Estate PremierBroker
heidichomfeldt@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,009
- Monthly Property Taxes
- $427
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Colonial Beach, VA
Average List Price $422,488
Percent of Sale Price 33%
About Colonial Beach, VA 3,418 Population
12% Since 2002
$ 61,015 Median Income
46.43 Median Age
15% Households with Children
Trends Information provided by ATTOM Data Solutions.
3536036 Elementary School
4306036 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/27/2026 | $634,900 | -2.31% | Price Down |
| 5/16/2026 | $649,900 | -2.27% | Price Down |
| 4/17/2026 | $665,000 | -0.75% | Price Down |
| 2/21/2026 | $670,000 | | Listed Price |