8031 Stuart Street
Westminster, CO, 80031 $ 500,000
Bedrooms4 Baths2.1 Sq 2,200 Monthly Estimate*
$ 3,079
Listed by eXp Realty, LLC
for $500,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,200 square foot home was built in 1955 on a lot size of 0.15.
Currently operated as a rent-by-the-room property, the home generates $3,225 per month in existing rental income, with potential for approximately $4,075 per month when the third upstairs bedroom is leased at market rates. An owner-occupant could purchase with as little as 5% down, or potentially as little as $1,000 total out of pocket through certain financing programs (ask listing agent for details), and live in the currently vacant bedroom while collecting rent from the other tenants. Based on a purchase price of $500,000 with 5% down at 6.125%, estimated monthly PITI including PMI is approximately $3,458, resulting in an effective out-of-pocket housing cost of roughly $233 per month before utilities, maintenance, vacancy, and other ownership expenses. For investors, a 20% down payment produces an estimated monthly PITI of approximately $2,902, which is covered by current rents and offers additional upside when the final bedroom is leased. This 4-bedroom plus office, 2.5-bath home offers exceptional flexibility with two full kitchens and multiple living areas, including a finished basement that functions as a private suite with bedroom, bath, office, kitchen, and living space. Major updates include a new sewer line and a fully fenced backyard. Plenty of off street parking. Located in a highly convenient area with quick access to major highways, shopping, dining, and everyday amenities. Current leases for the upstairs bedrooms run through June and July 2026, and the basement lease extends through February 2027, providing both immediate income and staggered future flexibility. All figures are estimates provided for illustrative purposes only; utilities are not included, and buyers and buyer’s agents should independently verify all rental income, expenses, lease terms, and financing assumptions for accuracy. ADU, mother-in-law suite, house hack opportunity, kitchenette, pad split.
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FeaturesInteriorInterior Amenities In-Law Floorplan Quartz Counters Smoke Free
Basement Finished
Flooring Carpet Tile Wood
Total Fireplaces 0
Basement (Y/N) Y
Window Features Double Pane Windows
Above Grade Finished Area 1100
Half Baths 1
1/4 Baths 0
3/4 Baths 0
Laundry Features In Unit
Total Bedrooms 4
Below Grade Finished Area 1000
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 3
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GeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available
Possession Closing/DOD Rental Agreement
Roof Composition
Appliances Dishwasher Dryer Microwave Oven Refrigerator Washer
Garage Spaces 0
Patio/Porch Features Deck
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Brick Frame Vinyl Siding
Exclusions personal property and tenants personal property
Year Built 1955
Electric 220 Volts
View Mountain(s)
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Current Use Live/Work
Ownership Individual
County Adams
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Westminster Hills
Facing Direction South
Full Baths 2
Status Active
High School Westminster
City Westminster
Senior Community Y/N N
High School District Westminster Public Schools
Lot Size Units Square Feet
Lot Size Square Feet 6600
Carport Spaces 0
Listing Terms Cash Conventional FHA
Elementary School Harris Park
Tax Annual Amount 2854
Middle/Junior High School Shaw Heights
Property Condition Updated/Remodeled
Structure Type House
Standard Status Active
Occupancy Type Tenant
Middle/Junior School District Westminster Public Schools
Elementary School District Westminster Public Schools
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ExteriorExterior Amenities Lighting Private Yard Rain Gutters
Fencing Full
Parking Features Concrete Unpaved Oversized
Water Source Public
Total Parking 2
Lot Size Area 6600
Foundation Details Slab
Building Area Total 2200
Lot Size Acres 0.15
Road Frontage Type Public
Road Responsibility Public Maintained Road
Horse Y/N N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,079
- Monthly Property Taxes
- $238
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Westminster, CO
Average List Price $765,380
Percent of Sale Price 53%
About Westminster, CO 116,689 Population
15% Since 2002
$ 65,347 Median Income
36.96 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
3043716 Elementary School
1659030 Middle School
Westminster High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/20/2026 | $500,000 | | Listed Price |