6107 COGNAC CIRCLE Lutz, FL $ 810,000
6107 COGNAC CIRCLE
$ 810,000
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6107 COGNAC CIRCLE

Lutz, FL, 33558
$ 810,000
Bedrooms5 Baths3.1 Sq 2,801

Monthly Estimate*

$ 4,987

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Single Family Home for sale in Lutz, FL

for $810,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,801 square foot home was built in 1998 on a lot size of 0.25.

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to 6107 Cognac Circle, a beautifully maintained pool home on a quiet cul-de-sac in the gated Cheval community. Built in 1998, this residence offers 2,801 heated sq ft on a quarter-acre lot with mature landscaping, pond views, a 3-car garage, and additional driveway parking. Inside, enjoy 10+ ft ceilings, ceramic tile in main living areas, and luxury vinyl plank flooring in all bedrooms (no carpet). The bright, open kitchen and family room layout is ideal for both entertaining and everyday living. The gourmet kitchen features granite countertops, large island, white cabinetry, tile backsplash, under-cabinet lighting, desk workspace, and new built-in oven and microwave (2025). The primary suite offers a tray ceiling with can lighting, spa-style en-suite bath with dual vanities, soaking tub, separate shower and water closet, double walk-in closets, and direct access to the pool deck. A split-bedroom floor plan provides flexibility for multi-generational living with four additional generously sized bedrooms, two updated full bathrooms, and a powder room near the formal living area. Outdoor living includes a private screened chlorine pool, updated pool surface, black aluminum fenced yard, and peaceful water views from the lanai. Recent updates include gas water heater (2025), exterior paint (2026), and new front light fixtures (2026). Cheval residents enjoy 24-hour gated security, golf course, clubhouse, fitness center, golf-cart-friendly streets, and top-rated schools (McKitrick Elementary, Martinez Middle and Steinbrenner High). One-third mile walk to Brooker Creek trailhead from inside Cheval. Convenient to beaches, downtown Tampa, and Tampa International Airport, all with a low annual HOA of $150.

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Single Family Pending

Price

$ 810,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 13,222

Style

Single Family Residence

Lot Size

0.25

Year Built

1998

Town/City

Lutz

County/Region

Hillsborough

MLS | Web ID

A4679372

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Available Electricity Connected Fire Hydrant Sewer Connected Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Disposal Electric Water Heater Exhaust Fan Microwave Refrigerator
Zoning PD
HOA Fee 150
Garage Spaces 3
Association Fee Includes 24-Hour Guard Common Area Taxes Community Pool Escrow Reserves Fund Maintenance Grounds Manager Recreational Facilities Security
Pool Features Child Safety Fence Gunite In Ground Pool Sweep Screen Enclosure Self Cleaning
Construction Materials Stucco
Pets Allowed Yes
Year Built 1998
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Clubhouse Deed Restrictions Fitness Center Gated Community - Guard Golf Carts OK Golf Restaurant
Assoc Fee Paid Per Annually
County Hillsborough
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Gated Golf Course
Attached Garage true
Subdivision Name CHEVAL WEST VILLG 4 PH 2
Facing Direction South
Garage Y/N true
Total Rooms 10
Full Baths 3
Status Pending
Directions From 589 North exit Van Dyke Road turn left. At Ramblewood turn right. Entrance to Cheval on left. Once inside gate go straight on Chemille turn left on Cheville left on Cognac Circle house on right.
High School Steinbrenner High School
City LUTZ
Association Name Green Acres - Shelly
Senior Community Y/N false
MLS Area 33558 - Lutz
Lot Size Units Square Feet
Lot Size Square Feet 10725
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School McKitrick-HB
Land Lease Y/N false
Tax Annual Amount 13222.67
Middle/Junior High School Martinez-HB
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/A4679372
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 2160
Tax Lot 71
Legal Description CHEVAL WEST VILLAGE 4 PHASE 2 LOT 71 BLOCK 2
Water View Pond
Minimum Lease 6 Months
Water Access Y/N false
Monthly HOA Amount 12.5
Water View Y/N true
Flood Zone Code X*
DockY/N false
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Interior
Interior Amenities Built-in Features Cathedral Ceiling(s) Ceiling Fan(s) Central Vacuum Chair Rail Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Split Bedroom Stone Counters Thermostat Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Luxury Vinyl Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room Washer Hookup
Total Bedrooms 5
Total Baths 4
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Exterior
Exterior Amenities Hurricane Shutters Sliding Doors
Lot Features Cul-De-Sac Landscaped Private
Water Source Public
Lot Size Area 10725
Foundation Details Slab
Spa false
Building Area Total 2818
Lot Dimensions 75 x 143
Lot Size Acres 0.25
Road Surface Type Concrete Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Homesmart

Broker

Jude@JudeCreamer.com

Email

Affordability Calculator

$6,089
Per Month
82%
18%
0%
Monthly Principal & Interest
$4,987
Monthly Property Taxes
$1,102
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Steinbrenner High School High School High School
Pricing History
DatePricePrice ChangeDescription
3/2/2026$810,000 -2.41% Price Down
1/30/2026$830,000 Listed Price

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6107 COGNAC CIRCLE, Lutz, FL, 33558 is a Single Family Home for sale at $810,000 with 2,801 sqft and a lot size of 0.25. 6107 COGNAC CIRCLE has 5 bedrooms, 3.1 baths, and was built in 1998. The property's zip code is 33558 which is in Lutz, FL