21 N Ferry Street Schenectady, NY ^$ 850,000

21 N Ferry Street

^$ 850,000

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Recently Listed

21 N Ferry Street

Schenectady, NY, 12305

^$ 850,000

Bedrooms9 Baths8.0 Sq 4,910

Monthly Estimate*

^$ 5,234

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Multi-Family Home for sale in Schenectady, NY

for $850,000 with 9 bedrooms and 8 full baths. This 4,910 square foot home was built in 1984 on a lot size of 0.13.

Instant cash-flow in the heart of one of the most beautiful areas Schenectady has to offer. 8 very well maintained residential units in the middle of the Stockade gives instant cashflow to any investor looking to build their portfolio. Current landlord keeps the property very well maintained. This property is occupied. Showings will be held on Mondays from 10am-2pm. Please contact listing agent to set up showing times and locations.

Multi-Family Active

Price

^$ 850,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 8,756

Style

Apartment 4 Plus Unit

Lot Size

0.13

Year Built

1984

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202611079

Features

General

Sewer Public Sewer

Heating Radiant Natural Gas

Possession At Closing

Garage Spaces 0.0

Architectural Style Apartment 4 Plus Unit

Construction Materials Brick

Year Built 1984

Property Subtype Multi Family

County Schenectady

New Construction N

Property Type MultiFamily

HOA N

Full Baths 8

Status Active

Directions Take I-90 W then take exit 25 to I-890 W. Take exit 4C from I-890 W. Continue on Washington Ave. Drive to N Ferry St

High School Schenectady

City Schenectady

High School District Schenectady

Number Of Units Total 8

Lot Size Units Acres

Lot Size Square Feet 5662.8

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 8756.96

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 20.000

Interior

Basement Apartment

Basement (Y/N) N

Heating Y/N Y

Above Grade Finished Area 4910.0

Half Baths 0

Total Bedrooms 9

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 8

Exterior

Exterior Amenities None

Water Source Public

Lot Size Area 0.13

Spa N

Lot Size Acres 0.13

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 21

* Excluded Features

List By

Joseph Bonitatibus

Listing Agent

J Paul Realty Group Llc

Broker

(518) 928-8556

Phone

jbonitatibus@jpaulrealtygroup.com

Affordability Calculator

$5,963

Per Month

Monthly Principal & Interest: $5,234
Monthly Property Taxes: $730
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Schenectady, NY

Average List Price ^$300,104

Percent of Sale Price 65%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853437 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/26/2026	$850,000		Listed Price

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21 N Ferry Street, Schenectady, NY, 12305 is a Multi-Family Home for sale at $850,000 with 4,910 sqft and a lot size of 0.13. 21 N Ferry Street has 9 bedrooms, 8.0 baths, and was built in 1984. The property's zip code is 12305 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 1/27/2026.

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21 N Ferry Street

Multi-Family Home for sale in Schenectady, NY

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