819 S Topsail Drive Surf City, NC $ 850,000
819 S Topsail Drive
$ 850,000
Recently Listed
Open House 1/31 11am - 1pm
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819 S Topsail Drive

Surf City, NC, 28445
$ 850,000
Bedrooms3 Baths3.0 Sq 1,315

Monthly Estimate*

$ 5,234

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Single Family Home for sale in Surf City, NC

for $850,000 with 3 bedrooms and 3 full baths. This 1,315 square foot home was built in 1990 on a lot size of 1.34.

Imagine a coastal retreat with front-row views of the Intracoastal Waterway and unforgettable sunsets. Set on an expansive 1.34-acre soundfront lot, enjoy a daily spectacle of passing boats and the iconic Surf City bridge illuminating the horizon. Inside, the spacious kitchen features stainless steel appliances and a custom wood floor that opens to the main living area, where vaulted ceilings and large windows frame the water beyond. Step outside to enjoy your morning coffee or evening breeze on the screened porch while watching life unfold on the ICW. The main living level includes a bedroom and full bath. Upstairs, an octagonal window offers a charming peek at the bridge, leading to the primary bedroom, an additional bedroom, and another full bath. The ground level adds flexible space with a studio-style area featuring a third bathroom (unpermitted), kitchenette, sleeping area, ample storage, and a mini garage perfect for a golf cart or beach gear. Outdoors, the property is landscaped with hearty coastal flora and generous decking ideal for entertaining. Nature lovers will appreciate the birdlife and the potential to build a dock to a navigable channel (subject to permits). With no HOA restrictions, this property offers excellent short-term rental potential and presents a unique opportunity for savvy investors or home buyers to make their island dreams a reality. Beach access is easy via a 3' pedestrian easement to South Shore Drive, with public beach access just two blocks away at the 600 block of South Shore Dr and Charlotte Ave. 819 S Topsail Dr is perfectly positioned in the heart of town, just moments from shopping, dining, Soundside Park, the Surf City fishing pier, ice cream parlors, surf shops, coffee houses, fish markets, and boutiques. Located only 300 feet from Kenneth Batts Family Park with a playground, basketball court and pier, this home delivers the best of waterfront living in Surf City.

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Open House

1/31/2026 11:00 AM - 1:00 PM
2/1/2026 11:00 AM - 1:00 PM
819 S Topsail Drive Surf City, NC
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 850,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 4,925

Style

Single Family Residence

Lot Size

1.34

Year Built

1990

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100551254

Features
General
Living Area 1315.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Electric Oven Washer Refrigerator Dryer Dishwasher
Zoning R-10
Patio/Porch Features Deck Porch
Construction Materials Wood Siding
Year Built 1990
View ICW
Levels Two
Property Subtype Single Family Residence
Tax Year 2023
Taxes 4925.58
Parcel Number 4234-57-2641-0000
Waterfront Features Salt Marsh Sound Side
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Not In Subdivision
Garage Y/N N
Total Rooms 5
Full Baths 3
Status Active
Directions Take NC-50 S towards Topsail Island. Take the first right exit in the roundabout onto S Topsail Dr. Home is on the right in about .6-mile.
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 58327.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Showing Instructions Appt Required
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Virtual Tour https://track.pstmrk.it/3s/www.zillow.com%2Fview-imx%2Fe6843353-5cba-4d22-b642-3863c240d6b3%3Fwl%3Dtrue%26setAttribution%3Dmls%26initialViewType%3Dpano/cUpU/vvXCAQ/AQ/24461772-55c7-405c-a432-fcc39fbe
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 397225
Legal Description LT 8 PB 5/4 YOW POISSON MOORE W/S TOPSAIL DRIVE
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Interior
Interior Amenities Vaulted Ceiling(s) High Ceilings Ceiling Fan(s) Blinds/Shades
Basement None
Flooring LVT/LVP Carpet Wood
Water Heater Electric
Master Bed Level Non Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 3
Room Type Living Room Dining Area Dining Room Bedroom 1 Master Bedroom Bedroom 3
Total Baths 3
Living Area Range 1200 - 1399
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Wood Siding
Fencing None
Parking Features Golf Cart Parking On Site Golf Cart Garage
Lot Features Salt Marsh Sound Side
Water Source Public
Total Parking 0.5
Lot Size Area 1.34
Foundation Details Other Pilings
Spa N
Building Area Total 1315
Lot Dimensions 66X110
Lot Size Acres 1.34
Road Surface Type Paved
Frontage Type ICW Front
Waterfront Y/N Y
Road Frontage Type City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 819
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* Excluded Features
List By
Christina C Howard

Listing Agent

Coldwell Banker Sea Coast Advantage-Hampstead

Broker

christinahoward@seacoastrealty.com

Email

Affordability Calculator

$5,644
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,234
Monthly Property Taxes
$410
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
1/26/2026$850,000 Listed Price

Map


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819 S Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $850,000 with 1,315 sqft and a lot size of 1.34. 819 S Topsail Drive has 3 bedrooms, 3.0 baths, and was built in 1990. The property's zip code is 28445 which is in Surf City, NC