4104 128TH STREET W 704 Cortez, FL $ 784,000
4104 128TH STREET W 704
$ 784,000
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4104 128TH STREET W 704

Cortez, FL, 34215
$ 784,000
Bedrooms3 Baths2.0 Sq 2,046

Monthly Estimate*

$ 4,827

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Condo for sale in Cortez, FL

for $784,000 with 3 bedrooms and 2 full baths. This 2,046 square foot condo was built in 1991.

Experience waterfront living in this 2,046 sq. ft. end-unit residence, positioned close by beautiful Anna Maria Island and historic Cortez village. THE $1,843 MONTHLY HOA FEE INCLUDES FLOOD INSURANCE AND ALSO COVERS: exterior and grounds maintenance, escrow reserves, pest control, trash removal, and community amenities for a lock-and-leave lifestyle. Offering the privacy of a single-family home with no neighbors above or below, this condo is tailored for the boating enthusiast. Enjoy access from your assigned 40-foot boat slip, equipped with a 10,000-lb lift (2022) and docks providing direct entry to the Intracoastal Waterway and Gulf of Mexico. Conveniences include two under-building parking spaces and an air-conditioned storage unit. The interior features 13-foot ceilings, hardwood flooring, and a chef’s kitchen with marble accents. West-facing PGT impact glass sliders frame water views and sunsets, transitioning to a lanai and paver patio. 2025 infrastructure upgrades—including a new HVAC system with ductwork and PGT impact windows throughout—ensure efficiency and peace of mind. The residence sustained no damage during recent hurricanes. Situated within a resort-style community, residents enjoy access to two heated pools, hot tub, tennis and pickleball courts, a fitness center, and a clubhouse.

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Condo Active

Price

$ 784,000

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 4,578

Style

Elevated Florida

Year Built

1991

Town/City

Cortez

County/Region

Manatee

MLS | Web ID

A4679419

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Humidity Control
Utilities BB/HS Internet Available Public
Possession Close Of Escrow
Roof Built-Up Membrane
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Hood Washer
Zoning PDR/CH
Association Fee Includes Community Pool Escrow Reserves Fund Fidelity Bond Maintenance Structure Maintenance Grounds Manager Pest Control Pool Maintenance Private Road Recreational Facilities
Patio/Porch Features Covered Enclosed Front Porch Rear Porch Screened
Architectural Style Elevated Florida
Pool Features Gunite Heated
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1991
View Water
Levels One
Unit Number 704
Property Subtype Condominium
Tax Year 2024
Ownership Condominium
Waterfront Features Canal Front Waterfront Canal - Saltwater
Community Features Boat Slip Canal Front Dock Fishing Intracoastal Waterway Water Access Waterfront Association Recreation - Owned Buyer Approval Required Clubhouse Deed Restrictions Fitness Center Golf Carts OK Pool Tennis Court(s)
County Manatee
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Maintenance Pickleball Court(s) Pool Recreation Facilities Spa/Hot Tub Tennis Court(s)
Subdivision Name SMUGGLERS LANDING PH III
Facing Direction South
Garage Y/N false
Other Structures Shed(s) Tennis Court(s)
Total Rooms 7
Full Baths 2
Status Active
Directions Cortez Rd. W. to north on 119th St. W.(at light into Harbour Landings). Follow to right on 128th St. W. (into Smuggler's Landing)and then to #4104 on left. Elevator to 1st floor. Go right and 704 is on the end.
City CORTEZ
Body of Water PALMA SOLA BAY
Association Name Katie Tarbet
Senior Community Y/N false
MLS Area 34215 - Cortez
Lot Size Square Feet 0
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional USDA Loan VA Loan
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 4578.78
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://pix360.com/phototour3/39569/
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 0
Legal Description UNIT 704 BLDG 7 PHASE III SMUGGLER'S LANDING CONDO TOGETHER WITH THE TWO PARKING SPACES DESIGNATED AS UNIT #4 PARKING PI#76023.0255/1
Water View Canal Intracoastal Waterway
Water Access Type Bay/Harbor Canal - Saltwater Gulf/Ocean
Pet Size Limit Medium (36-60 Lbs.)
Minimum Lease 3 Months
Water Access Y/N true
Monthly Condo Fee Amount 1843
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) High Ceilings Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Skylight(s) Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Tile Hardwood
Furnished Y/N Negotiable
Total Stories 2
Common Walls Corner Unit End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Closet
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Storage Tennis Court(s)
Vegetation Mature Landscaping
Parking Features Assigned Boat Covered Golf Cart Parking Ground Level Guest Under Building
Lot Features FloodZone In County Landscaped Near Golf Course Near Marina Near Public Transit
Water Source Public
Foundation Details Stilt/On Piling
Spa true
Building Area Total 2046
Lot Size Acres 0
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Coldwell Banker Realty

Broker

susie.robinson@floridamoves.com

Email

Affordability Calculator

$5,209
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,827
Monthly Property Taxes
$382
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/25/2026$784,000 -1.38% Price Down
5/7/2026$795,000 -3.64% Price Down
3/6/2026$825,000 -2.94% Price Down
3/4/2026$850,000 Listed Price

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4104 128TH STREET W 704, Cortez, FL, 34215 is a Condo for sale at $784,000 with 2,046 sqft. 4104 128TH STREET W 704 has 3 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 34215 which is in Cortez, FL