345 Charlotte St Saint Augustine, FL $ 945,000
345 Charlotte St
$ 945,000
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345 Charlotte St

Saint Augustine, FL, 32084
$ 945,000
Bedrooms3 Baths2.1 Sq 1,908

Monthly Estimate*

$ 5,819

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Single Family Home for sale in Saint Augustine, FL

for $945,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,908 square foot home was built in 2004 on a lot size of 0.08.

Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.

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Single Family Active

Price

$ 945,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 14,616

Style

2 Story,Historic,Spanish

Lot Size

0.08

Year Built

2004

Town/City

Saint Augustine

County/Region

Saint Johns

MLS | Web ID

260373

Features
General
Living Area 1908
Heating Central Electric
Cooling Central Electric
Water City
Construction Concrete Block Stucco
Status Active Active
Full Baths 2
Half Baths 1
Year Built 2004
Subdivision City Of St Augustine
Style 2 Story Historic Spanish
Stories Count 2
Class RESIDENTIAL
Type Single Family Residence
New Construction Y/N No
Extras Cathedral Ceiling Fireplace Insulated Windows Partial Fence
Area 04
Location City Other-See Remarks
High School St. Augustine
Elementary School R.B. Hunt
Middle School Sebastian
Legal Description CITY OF ST AUG W44.3 OF S75FT OF LOT 6 BLK 43-A OR5443/817
Bank/Corporate Owned? No
Price Per Sq Ft Total AG 495.28
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Interior
Interior Amenities Ceiling Fans Chandelier Dishwasher Disposal Dryer Microwave Range Refrigerator Shed Window Treatments Furnished Washer/Dryer
Dining Room Formal
Flooring Tile Wood
Beds 3
Master Bath Shower Only
Dining Room Length 13
Dining Room Width 13
Family Room Width 0
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Exterior
Waterfront No
Dock No
Lot Size Area 0.08
Lot Dimensions 75 x 45
Acreage Less than 1/4 Acre
Dock Permit N/A
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* Excluded Features
List By
Century 21 St Augustine Properties

Broker

katiesellshouses@yahoo.com

Email

Affordability Calculator

$7,037
Per Month
83%
17%
0%
Monthly Principal & Interest
$5,819
Monthly Property Taxes
$1,218
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5197990 Elementary School
5197984 Middle School
St. Augustine High School High School
Pricing History
DatePricePrice ChangeDescription
1/21/2026$945,000 Listed Price

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345 Charlotte St, Saint Augustine, FL, 32084 is a Single Family Home for sale at $945,000 with 1,908 sqft and a lot size of 0.08. 345 Charlotte St has 3 bedrooms, 2.1 baths, and was built in 2004. The property's zip code is 32084 which is in Saint Augustine, FL