1092 Canfield Circle SE Palm Bay, FL $ 399,982
1092 Canfield Circle SE
$ 399,982
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1092 Canfield Circle SE

Palm Bay, FL, 32909
$ 399,982
Bedrooms4 Baths2.1 Sq 2,202

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Palm Bay, FL

for $399,982 with 4 bedrooms and 2 full baths, 1 half bath. This 2,202 square foot home was built in 2023 on a lot size of 0.13.

Lakefront home built in 2023, priced under $400K--and now offering $10,000 toward buyer closing costs or rate buy-down. Get the benefits of new construction without the wait--and without the added upgrade costs. Situated on a premium lakefront homesite in the Gardens at Waterstone, this two-story residence offers over 2,100 square feet of thoughtfully designed living space with 4 bedrooms, 2.5 baths, and a spacious loft. The open-concept main level features tile flooring throughout and a seamless flow between the kitchen, dining area, and great room--perfect for everyday living and entertaining. Unlike many new construction homes, this property is already upgraded beyond builder grade, including accordion shutters for 2nd floor, a stylish tile backsplash, upgraded lighting, ceiling fans throughout, and a screened lanai overlooking the peaceful lake--features that often cost buyers thousands after closing. Upstairs, all four bedrooms are thoughtfully positioned along with a centrally located laundry room and a versatile loft ideal for a home office, study space, or second living area. Located in a resort-style community offering a pool, tennis courts, pickleball, playground, and recreation areas, with easy access to I-95, shopping, dining, and the growing St. Johns Heritage Parkway corridor. Comparable new construction homes in the area often exceed $420K once lot premiums and upgrades are added--making this lakefront home an exceptional value. Why wait months to build when this upgraded, move-in ready home is available now?

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Single Family Active

Price

$ 399,982

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,786

Style

Lot Size

0.13

Year Built

2023

Town/City

Palm Bay

County/Region

Brevard

MLS | Web ID

1066937

Features
General
Living Area 2202
Sewer Public Sewer
Heating Electric Heat Pump
Cooling Central Air Electric Zoned
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Range Microwave Refrigerator
HOA Fee 306
Garage Spaces 2
Association Fee Includes Cable TV Internet
Patio/Porch Features Covered Porch Rear Porch Screened
Architectural Style Traditional
Construction Materials Block Concrete Frame Stucco Vinyl Siding
Pets Allowed Yes
Year Built 2023
View Lake Pond
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Waterfront Features Lake Front Pond
Additional Parcels Description 3028206
Assoc Fee Paid Per Quarterly
County Brevard
New Construction false
Property Type Residential
Association Amenities Management - Off Site Pickleball Playground Pool Tennis Court(s)
HOA true
Attached Garage false
Subdivision Name GARDENS AT WATERSTONE PHASE 1
Facing Direction West
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions From I-95 - Exit 166; West to Babcock. North to Mara Loma. West to the Gardens. Right on Granger Circle. Right on Canfield Circle. Go to the end of Canfield Circle home is on the right.
High School Bayside
City Palm Bay
Association Name Empire Management Company
Senior Community Y/N false
MLS Area 343 - SE Palm Bay
Lot Size Units Acres
Lot Size Square Feet 5663
Carport Y/N false
Elementary School Sunrise
Tax Annual Amount 5786.91
Middle/Junior High School Southwest
Property Condition Updated/Remodeled
MLS Area Minor 343 - SE Palm Bay
Virtual Tour https://www.zillow.com/view-imx/d54a73e1-9ff1-4b29-bbd9-e93889b3a4b4?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Legal Description GARDENS AT WATERSTONE PHASE 1 LOT 24
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Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Entrance Foyer Open Floorplan Pantry
Flooring Carpet Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Half Baths 1
Laundry Features Upper Level
Total Bedrooms 4
Entry Level 1
Total Baths 3
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Exterior
Exterior Amenities Storm Shutters
Parking Features Garage Garage Door Opener
Lot Features Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.13
Building Area Total 2771
Lot Size Acres 0.13
Waterfront Y/N true
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* Excluded Features
List By
Engel&Voelkers Melb Beachside

Broker

marcie.bolt@evrealestate.com

Email

Affordability Calculator

$2,945
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,463
Monthly Property Taxes
$482
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1362952 Elementary School
4750939 Middle School
Bayside High School High School
Pricing History
DatePricePrice ChangeDescription
3/11/2026$399,982 Listed Price

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1092 Canfield Circle SE, Palm Bay, FL, 32909 is a Single Family Home for sale at $399,982 with 2,202 sqft and a lot size of 0.13. 1092 Canfield Circle SE has 4 bedrooms, 2.1 baths, and was built in 2023. The property's zip code is 32909 which is in Palm Bay, FL