631 E 12th Street
Loveland, CO, 80537 $ 424,000
Bedrooms3 Baths1.0 Sq 908 Monthly Estimate*
$ 2,611
for $424,000 with 3 bedrooms and 1 full bath. This 908 square foot home was built in 1920 on a lot size of 0.15.
Tucked just minutes from historic downtown Loveland, this charming bungalow feels like a hidden retreat in the heart of the city. From the moment you step inside, the home welcomes you with a perfect blend of vintage character and modern comfort. An open floor plan connects three inviting bedrooms with a beautifully updated kitchen, featuring granite countertops, updated cabinetry, and newer stainless-steel appliances. Every detail has been thoughtfully refreshed-from accent walls and custom finishes to upgraded fixtures-creating a home that feels uniquely yours.Step outside and the story continues. Multiple outbuildings, including a temperature-controlled space, offer endless possibilities for guests, a home office, or a recreation room. The oversized one-car garage flows into a sunroom that captures warm afternoon light, while the backyard, complete with alley access, mature apple trees, and colorful flower beds, invites gardening, entertaining, or quiet relaxation. A newly installed solar-powered electric gate adds privacy and an executive touch, while the garage's upgraded electrical system accommodates hobbies, toys, or creative projects.Designed for easy Colorado living, the property's refreshed landscaping and sprinkler system keep outdoor spaces vibrant year-round. Whether you're tending the garden, tinkering in the workshop, or simply enjoying the backyard sanctuary, every corner of this home has a purpose. This Loveland bungalow combines downtown convenience, historic charm, and modern amenities to create a truly one-of-a-kind home-you'll want to see it for yourself.
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FeaturesInteriorInterior Amenities Open Floorplan Walk-In Closet(s)
Basement None
Flooring Wood
Basement (Y/N) N
Above Grade Finished Area 908
Half Baths 0
3/4 Baths 0
Laundry Features In Unit
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 1
Total Baths 1
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GeneralSewer Public Sewer
Heating Forced Air
Cooling Evaporative Cooling
Utilities Electricity Available Natural Gas Available
Possession Closing/DOD
Roof Composition
Appliances Dishwasher Dryer Microwave Oven Refrigerator Washer
Zoning Res
Garage Spaces 1
Architectural Style Cottage
Construction Materials Frame
Exclusions Personal Property
Year Built 1920
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Individual
County Larimer
Property Type Residential
HOA N
Subdivision Name Highland Park
Possible Use Residential
Full Baths 1
Status Pending
High School Thompson Valley
City Loveland
High School District Thompson R2-J
Lot Size Square Feet 6534
Listing Terms Cash Conventional VA Loan
Elementary School Truscott
Tax Annual Amount 1978
Middle/Junior High School Other
Concessions No
Structure Type House
Standard Status Active Under Contract
Elementary School District Thompson R2-J
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ExteriorFencing Fenced
Parking Features Oversized RV Access/Parking
Lot Features Level
Water Source Public
Total Parking 1
Building Area Total 908
Lot Size Acres 0.15
Road Surface Type Paved
Road Frontage Type Public
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,611
- Monthly Property Taxes
- $165
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Loveland, CO
Average List Price $749,043
Percent of Sale Price 77%
About Loveland, CO 76,459 Population
43% Since 2002
$ 62,013 Median Income
40.69 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3168071 Elementary School
3043800 Middle School
Thompson Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/12/2026 | $424,000 | -1.28% | Price Down |
| 1/16/2026 | $429,500 | | Listed Price |