4374 Cotton Flat Road
Summerville, SC, 29485 $ 550,000
Bedrooms4 Baths3.1 Sq 2,896 Monthly Estimate*
$ 3,386
for $550,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,896 square foot home was built in 2024 on a lot size of 0.15.
Priced $100,000 below appraised value, offering $10,000 in closing cost assistance, plus a temporary 1% interest rate buy-down for the first year with our preferred lender, this like-new construction home represents one of the best opportunities currently available in Summerville. Located in Watson Hill, just off Hwy 61 and just outside of West Ashley, this home offers the advantage of being close to Charleston while still enjoying the space and value Summerville provides. Built in 2024 by Ashton Woods, a semi-custom builder known for elevated design and thoughtful construction, the home reflects careful planning and high-end selections throughout. The sellers closed in 2024 and invested an impressive $217,000 in structural upgrades and premium finishes during the build process. A job relocation shortly after closing created a rare chance to purchase a lightly lived-in home with extensive upgrades - without the wait, uncertainty, or rising costs of building new. The interior showcases attention to detail at every turn. Pottery Barn light fixtures are featured throughout the home, paired with additional recessed lighting in every room. A built-in surround sound system extends even into the primary bathroom. The office and loft include additional floor outlets, and one upstairs bedroom was designed with a private ensuite bathroom, ideal for guests or an independent teenager. Hard-surface flooring runs throughout the home, offering a cleaner, lower-maintenance living environment that resists wear, doesn't trap allergens, and creates a cohesive, upscale look. The kitchen is a true focal point, featuring a quartz waterfall island, top-level cabinetry, a farmhouse-style Kohler sink, double built-in ovens, a large walk-in pantry, and a pot filler at the cooktop. All walk-in showers are fully tiled to the ceiling, eliminating fiberglass inserts and elevating the overall finish. Additional upgrades include a large screened-in back porch, an irrigation system, a whole-home water filtration system, and an electric vehicle charger in the garage. The home is zoned for the Dorchester School District, including Beech Hill Elementary, East Edisto Middle School, and Ashley Ridge High School, adding long-term value and appeal. With an appraisal already in hand at $650,000 and a list price of $550,000, this home offers immediate equity, exceptional finishes, and buyer-friendly incentives that are rarely available together. This is not a typical resale - it's a smart move for buyers who recognize quality, location, and value when they see it.
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FeaturesGeneralCounty Dorchester
Property Type Residential
Subdivision Name Watson Hill
Status Active Contingent
Directions Coming From Hwy 61 Turn Into Cottage Landing Drive Turn Right Onto Cotton Flat Rd. Property Is On The Right Hand Side.
High School Ashley Ridge
City Summerville
MLS Area 62 - Summerville/Ladson/Ravenel to Hwy 165
Lot Size Units Acres
Lot Size Square Feet 6534
Elementary School Beech Hill
Middle/Junior High School East Edisto
Building Area Units Square Feet
Standard Status Active Under Contract
Utilities AT&T Dominion Energy Dorchester Cnty Water and Sewer Dept Dorchester Cnty Water Auth
Sewer Public Sewer
Heating Central
Cooling Central Air
Roof Architectural
Garage Spaces 4.5
Construction Materials Vinyl Siding
Year Built 2024
Community Features Clubhouse Dog Park Park Pool Trash Walk/Jog Trails
New Construction false
Garage Y/N true
Other Structures No
Patio/Porch Features Front Porch Porch - Full Front Screened
Architectural Style Traditional
Stories Count 2
Levels Two
Property Subtype Single Family Detached
Full Baths 3
Carport Spaces 0
Carport Y/N false
Property Attached Y/N false
Entry Location Ground Level
Primary Bedroom Level Lower
Attached Garage true
Security Features Security System
Spa Features Whirlpool
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InteriorInterior Amenities Ceiling - Smooth Tray Ceiling(s) High Ceilings Kitchen Island Walk-In Closet(s) Bonus Eat-in Kitchen Family Great Living/Dining Combo Loft Office Pantry Study
Air Conditioning Y/N true
Heating Y/N true
Laundry Features Electric Dryer Hookup Washer Hookup Laundry Room
Total Bedrooms 4
Fireplace Y/N false
Half Baths 1
Room Type Bonus Eat-In-Kitchen Family Great Laundry Living/Dining Combo Loft Office Pantry Study
Primary Bedroom Features Walk-In Closet(s)
Flooring Ceramic Tile Luxury Vinyl
Window Features Window Treatments
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ExteriorLot Size Area 0.15
Lot Size Acres 0.15
Lot Features 0 - .5 Acre Wooded
Parking Features 1 Car Garage 1.5 Car Garage 2 Car Garage Attached Garage Door Opener
Water Source Public
Foundation Details Slab
Building Area Total 2896
Covered Spaces 4.5
Total Parking 4.5
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* Excluded FeaturesList ByAgentowned Realty Charleston GroupBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,386
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Summerville, SC
Average List Price $456,443
Percent of Sale Price 17%
Trends Information provided by ATTOM Data Solutions.
4141419 Elementary School
4141354 Middle School
Ashley Ridge High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/19/2026 | $550,000 | | Listed Price |