303 Useppa island Unit A Captiva, FL $ 985,000
303 Useppa island Unit A
$ 985,000
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303 Useppa island Unit A

Captiva, FL, 33924
$ 985,000
Bedrooms2 Baths2.1 Sq 1,575

Monthly Estimate*

$ 6,065

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Single Family Home for sale in Captiva, FL

for $985,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,575 square foot home was built in 1981 on a lot size of 0.129.

Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private 2-bedroom, 2-bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond. The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end. Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace. Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles. For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package. The island’s private Club and common areas came under new ownership in late 2024 and are currently undergoing a multi-million-dollar renovation. Ownership of property on Useppa Island requires a Resident Membership with the Useppa Island Club & Marina. Buyers are encouraged to complete all due diligence regarding the Club’s policies, fees, and operations.

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Single Family Active

Price

$ 985,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 10,251

Style

Two Story, Duplex

Lot Size

0.129

Year Built

1981

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2025012079

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Not Available Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Microwave Refrigerator Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes Recreation Facilities Road Maintenance Street Lights Trash
Patio/Porch Features Balcony Deck Lanai Open Patio Porch Screened
Architectural Style Two Story Duplex
Pool Features Community
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Call Conditional
Year Built 1981
View Bay Landscaped Mangroves Water
Stories Count 2
Levels Two
Unit Number Unit A
Property Subtype Attached
Tax Year 2024
Ownership Single Family
Waterfront Features Bay Access Mangrove Navigable Water
Community Features Boat Facilities
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Bocce Court Marina Fitness Center Other Private Membership Pool Restaurant Spa/Hot Tub See Remarks Tennis Court(s) Trail(s)
HOA false
Subdivision Name USEPPA ISLAND
Facing Direction Southeast
Garage Y/N false
Other Structures Guest House Attached
Total Rooms 0
Full Baths 2
Status Active
Directions West-Bayshore/Pine Island Rd. via I-75. Turn north onto Stringfellow Rd. After 7 miles Useppa Shoreport Bocilla Marina is on the left. Useppa Island Club launch picks up and drops off at Bocilla and reservations required: 239-283-1061
City Useppa Island
Disclosures Deed Restriction RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Property Attached Y/N true
Tax Annual Amount 10251.51
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025012079
Structure Type Duplex
Standard Status Active
Tax Lot 3C
Property Sub Type Additional Attached Duplex Villa
Legal Description USEPPA IS COTTAGE SITES III-3 AS DESC IN OR 1888 PG 3329
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Built-in Features Bedroom on Main Level Closet Cabinetry Dual Sinks Family/Dining Room Fireplace Living/Dining Room Main Level Primary Shower Only Separate Shower Vaulted Ceiling(s) Walk-In Closet(s) Split Bedrooms
Flooring Carpet Other Wood
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Fireplace Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 2
Entry Level 1
Room Type Bathroom Guest Quarters Other Screened Porch
Total Baths 3
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Exterior
Exterior Amenities Deck Security/High Impact Doors Other Patio Shutters Electric
Lot Features Oversized Lot
Water Source Public
Lot Size Area 0.129
Foundation Details Pillar/Post/Pier Raised
Spa false
Building Area Total 1807
Lot Dimensions 95 x 78 x 49 x 112
Lot Size Acres 0.129
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 0
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* Excluded Features
List By
Jim Fischer

Listing Agent

Century 21 Sunbelt Realty

Broker

jim@jimfischerrealtor.com

Email

Affordability Calculator

$6,919
Per Month
88%
12%
0%
Monthly Principal & Interest
$6,065
Monthly Property Taxes
$854
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$985,000 Listed Price

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303 Useppa island Unit A, Captiva, FL, 33924 is a Single Family Home for sale at $985,000 with 1,575 sqft and a lot size of 0.129. 303 Useppa island Unit A has 2 bedrooms, 2.1 baths, and was built in 1981. The property's zip code is 33924 which is in Captiva, FL