1426 SW 12TH TERRACE Cape Coral, FL $ 634,499
1426 SW 12TH TERRACE
$ 634,499
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1426 SW 12TH TERRACE

Cape Coral, FL, 33991
$ 634,499
Bedrooms4 Baths3.0 Sq 2,137

Monthly Estimate*

$ 3,907

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Single Family Home for sale in Cape Coral, FL

for $634,499 with 4 bedrooms and 3 full baths. This 2,137 square foot home was built in 2025 on a lot size of 0.23.

Southern rear sun exposure and tranquil freshwater canal views set the stage for relaxed waterfront living in desirable Southwest Cape Coral. This beautifully maintained residence offers a comfortable blend of natural light, thoughtful design, and everyday functionality, creating a home that feels both welcoming and serene. Built in 2016 and meticulously cared for, the property features 2,137 square feet of living space and a highly desirable split-bedroom floor plan. With four true bedrooms, the layout provides flexibility for family living, guest accommodations, a home office, or creative space. Mature landscaping, a decorative driveway, and a clean stucco exterior reflect the pride of ownership and provide attractive curb appeal from the moment you arrive. Inside, the spacious great room is highlighted by volume and tray ceilings, abundant natural light, and calming canal views that serve as a beautiful backdrop to the main living area. The open-concept design flows effortlessly between the living room, dining space, and kitchen, creating an inviting environment ideal for entertaining or simply enjoying daily life. Flooring throughout includes a practical combination of tile, laminate, and carpet, providing durability while maintaining warmth and comfort. The kitchen is designed with both function and connection in mind, offering generous cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Its open layout allows hosts to remain engaged with family and guests while preparing meals. The primary suite serves as a peaceful private retreat featuring tranquil water views and generous space. The en-suite bathroom includes dual vanities, a jetted soaking tub, and a separate walk-in shower. Additional bedrooms are well-sized and positioned to provide both privacy and versatility for a variety of lifestyle needs. Outdoor living truly shines here. The below-ground concrete pool overlooks the freshwater canal and is complemented by an existing seawall and an oversized composite dock. Whether kayaking, paddleboarding, fishing, or simply relaxing poolside, this outdoor setting offers a true Florida waterfront experience. Southern rear exposure ensures sunlight across the pool area throughout the day, enhancing both enjoyment and natural light. Additional highlights include impact-resistant windows and doors, manual storm shutters, a two-car attached garage, automatic irrigation, and a dedicated laundry room with a utility tub. All water, sewer, and irrigation assessments have been fully paid. Situated in a non-gated neighborhood with no HOA fees, the home provides convenient access to shopping, dining, schools, and major roadways while maintaining a quiet residential setting. Move-in ready and exceptionally maintained, this property presents a wonderful opportunity for full-time living, a seasonal getaway, or a peaceful waterfront lifestyle in Southwest Cape Coral.

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Single Family Active

Price

$ 634,499

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,420

Style

Ranch

Lot Size

0.23

Year Built

2025

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

C7519078

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Sprinkler Recycled Water Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
Zoning R1
HOA Fee 0
Garage Spaces 2
Patio/Porch Features None
Architectural Style Ranch
Pool Features In Ground Screen Enclosure
Security Features Fire Alarm Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 2025
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Canal - Freshwater
County Lee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 5
Full Baths 3
Status Active
Directions Head southwest on FL-78 W toward SW 14th Ave Turn left onto Chiquita Blvd Turn left onto SW 10th St Turn right onto SW 15th Ave SW 15th Ave turns left and becomes SW 12th Terrace
City CAPE CORAL
Senior Community Y/N false
MLS Area 33991 - Cape Coral
Lot Size Units Square Feet
Lot Size Square Feet 9975
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4420
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7519078
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 29
Legal Description CAPE CORAL UNIT 63 BLK 4353 PB 21 PG 69 LOTS 29 + 30
Water View Canal
Water Access Type Canal - Freshwater
Minimum Lease No Minimum
Water Access Y/N true
HOA Monthly Maintenance 0
Additional Rooms Den/Library/Office
Water View Y/N true
Flood Zone Code X500
DockY/N true
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Interior
Interior Amenities Dry Bar High Ceilings Open Floorplan Primary Bedroom Main Floor Split Bedroom Thermostat Walk-In Closet(s)
Flooring Carpet Laminate Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Hurricane Shutters Irrigation System Private Mailbox
Vegetation Trees/Landscaped
Fencing Chain Link
Parking Features Driveway Garage Door Opener
Water Source Public
Lot Size Area 9975
Foundation Details Slab
Spa false
Building Area Total 2137
Lot Dimensions 80 x 125
Lot Size Acres 0.23
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
Number of Lots 1
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Sellstate Excelsior Realty

Broker

sunshinehomesbyshelley@gmail.com

Email

Affordability Calculator

$4,275
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,907
Monthly Property Taxes
$368
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/11/2026$634,499 -0.24% Price Down
2/25/2026$635,999 -0.08% Price Down
2/18/2026$636,499 -0.08% Price Down
2/11/2026$636,999 -0.08% Price Down
2/4/2026$637,499 -0.08% Price Down
1/28/2026$637,999 -0.08% Price Down
1/21/2026$638,499 -0.08% Price Down
1/6/2026$639,000 Listed Price

Map


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1426 SW 12TH TERRACE, Cape Coral, FL, 33991 is a Single Family Home for sale at $634,499 with 2,137 sqft and a lot size of 0.23. 1426 SW 12TH TERRACE has 4 bedrooms, 3.0 baths, and was built in 2025. The property's zip code is 33991 which is in Cape Coral, FL