124 Prospect Street Schoharie, NY $ 299,900
124 Prospect Street
$ 299,900
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124 Prospect Street

Schoharie, NY, 12157
$ 299,900
Bedrooms4 Baths4.0 Sq 2,532

Monthly Estimate*

$ 1,871

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Multi-Family Home for sale in Schoharie, NY

for $299,900 with 4 bedrooms and 4 full baths. This 2,532 square foot home was built in 1880 on a lot size of 0.5.

124 Prospect St: A Turn-Key Multi-Family Gem in Schoharie Discover a well-maintained investment opportunity in the heart of historic Schoharie. This four-unit Colonial-style property offers a consistent rental history with apartments that are easy to manage and maintain. Each of the four units features a comfortable one-bedroom, one-bath layout, highlighted by classic natural woodwork and cozy interiors. With high-speed internet already in place and essential appliances included, these units are perfectly suited for today's modern tenants. Beyond the living quarters, the property features a massive two-story barn that provides significant added value. This versatile space is ideal for tenant storage, a private workshop, or a creative conversion project. The exterior is equally impressive, boasting inviting front porches, a large level yard, and a dedicated outdoor seating area for relaxation. Ample off-street parking ensures convenience for all residents. The location is a major draw for renters, situated just steps away from village shops, local restaurants, and the library. Nature lovers will appreciate being so close to the famous hiking trails at Vroman's Nose and the recreational opportunities on Schoharie Creek. From the local farm stores to the rich history of the Old Stone Fort, the community offers a vibrant quality of life. Whether you are a seasoned investor or looking for your first multi-family home, this property is a solid addition to any portfolio.

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Multi-Family Active

Price

$ 299,900

Bedrooms

4

Full Bath

4

Property Type

Multi-Family

Taxes

$ 4,205

Style

Fourplex

Lot Size

0.5

Year Built

1880

Town/City

Schoharie

County/Region

Schoharie

MLS | Web ID

R1655190

Features
Interior
Interior Amenities CeilingFans NaturalWoodwork
Basement ExteriorEntry Full WalkUpAccess
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 4
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General
Sewer Connected
Heating Oil Baseboard HotWater
Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Metal
Appliances ElectricWaterHeater
Garage Spaces 0.0
Patio/Porch Features Patio
Architectural Style Fourplex
Construction Materials WoodSiding
School District Schoharie
Year Built 1880
Stories Count 2
Township Schoharie-Village
Levels Two
Property Subtype MultiFamily
Gross Income 34920.0
County Schoharie
Net Operating Income 24503.0
Operating Expense 6212.0
Property Type Residential
Rent Includes Heat Water
Full Baths 4
Status Active
Directions Main St Schoharie to Prospect St.
City Schoharie
Senior Community Y/N No
High School District Schoharie
Number Of Units Total 4
MLS Area Schoharie-Village-434201
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 4205.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Schoharie
Elementary School District Schoharie
Tax Assessed Value 90000
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities Patio
Parking Features Common Gravel ParkingAvailable
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.5
Foundation Details Block Stone
Building Area Total 2532.0
Lot Dimensions 111X222
Lot Size Acres 0.5
Waterfront Y/N No
Number of Separate Gas Meters 0
Number of Separate Electric Meters 4
Road Frontage Type CityStreet
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Internal Only
Street Number 1 124
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* Excluded Features
List By
Charlotteville Realty

Broker

(607) 434-5993

Phone

Affordability Calculator

$2,221
Per Month
84%
16%
0%
Monthly Principal & Interest
$1,871
Monthly Property Taxes
$350
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5365943 Elementary School
5365944 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/21/2025$299,900 Listed Price

Map


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124 Prospect Street, Schoharie, NY, 12157 is a Multi-Family Home for sale at $299,900 with 2,532 sqft and a lot size of 0.5. 124 Prospect Street has 4 bedrooms, 4.0 baths, and was built in 1880. The property's zip code is 12157 which is in Schoharie, NY