320 Merchant Road
Jefferson, NY, 12093 $ 1,200,000
Bedrooms3 Baths3.0 Sq 1,992 Monthly Estimate*
$ 7,486
for $1,200,000 with 3 bedrooms and 3 full baths. This 1,992 square foot home was built in 1860 on a lot size of 90.
Experience refined country living on 90 acres of breathtaking countryside, where sweeping mountain and valley views create a stunning backdrop for this exceptional 1800s farmhouse. Rich in character yet thoughtfully enhanced with high-end finishes, this remarkable property blends historic charm with modern luxury. A grand foyer with soaring ceilings welcomes you inside, showcasing warm rustic details and an immediate sense of timeless elegance. The home offers 3 bedrooms and 3 full baths, including a desirable first-floor bedroom and bath, perfect for effortless one-level living. With 2,690 square feet of beautifully appointed living space, the inviting living room is highlighted by an enchanting stone-faced fireplace, creating a cozy yet sophisticated gathering space. The country kitchen seamlessly marries old-world charm and modern convenience, featuring wood floors, rich wood countertops, stainless steel appliances, and upscale finishes throughout. A bright and spacious dining area provides the perfect setting for hosting memorable gatherings. Upstairs, the second floor offers additional bedrooms, a full bath, and a sun-filled loft area that adds flexibility for a home office, reading nook, or creative space. The finished basement expands your living options with a large family room, contemporary full bath, and dedicated laundry area. Step outside through first-floor sliding doors to an open deck overlooking a luxury heated container pool with striking glass windows, offering a truly unique and modern outdoor experience. From here, take in panoramic views of the surrounding mountains and valleys. A tranquil pond and classic barn further enhance the property's charm, providing endless opportunities for recreation, relaxation, or hobby farming. This exceptional estate offers privacy, beauty, and country living at its finest.A rare and remarkable farm that must be experienced in person to be fully appreciated.
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FeaturesInteriorInterior Amenities Solid Surface Counters
Basement Finished Walk-Out Access
Flooring Wood Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning Stove Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1992.0
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Below Grade Finished Area 700.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
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GeneralSewer Septic Tank
Heating Ductless Heat Pump
Cooling Central Air Ductless
Possession At Closing
Roof Shingle Asphalt
Appliances Dishwasher Range Refrigerator
Garage Spaces 3.0
Patio/Porch Features Composite Deck Deck Patio
Architectural Style Farm Farmhouse
Pool Features In Ground
Construction Materials Wood Siding
Year Built 1860
Electric 200+ Amp Service
View Mountain(s) Pasture Pond Water
Property Subtype Single Family Residence
Waterfront Features Pond
County Schoharie
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Other Structures Barn(s)
Total Rooms 12
Full Baths 3
Status Active
Directions From Cobleskill drive west on E. Main Street Left onto NY-10 S Left (11 miles) Left onto Merchant Road (1.1 miles).
City Jefferson
High School District Jefferson
Lot Size Units Acres
Lot Size Square Feet 3920400.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 7900.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 18
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ExteriorExterior Amenities Barn
Parking Features Off Street Stone Circular Driveway Driveway
Lot Features Level Meadow Mountain(s) Road Frontage Views
Total Parking 10.0
Lot Size Area 90.0
Foundation Details Block Brick/Mortar Stone
Spa N
Lot Size Acres 90.0
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByMatthew LoderListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $7,486
- Monthly Property Taxes
- $658
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Jefferson, NY
Average List Price $444,162
Percent of Sale Price 63%
About Jefferson, NY 1,375 Population
7% Since 2002
$ 49,868 Median Income
48.63 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
3061828 Elementary School
3061551 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/20/2025 | $1,200,000 | | Listed Price |