1698 MCKAY CREEK DRIVE Largo, FL $ 939,000
1698 MCKAY CREEK DRIVE
$ 939,000
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1698 MCKAY CREEK DRIVE

Largo, FL, 33770
$ 939,000
Bedrooms3 Baths3.0 Sq 1,702

Monthly Estimate*

$ 5,858

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Single Family Home for sale in Largo, FL

for $939,000 with 3 bedrooms and 3 full baths. This 1,702 square foot home was built in 1972 on a lot size of 0.18.

WATERFRONT LIVING IN PRESTIGIOUS HARBOR HILLS!!! Welcome to this stunning 3-bedroom, 3-bath waterfront retreat with a 2-car garage, perfectly situated in the highly desired Harbor Hills neighborhood—known for its peaceful setting, pride of ownership, and true Florida waterfront lifestyle. From the moment you arrive, you’ll be impressed by the circular driveway and professionally landscaped grounds, creating both curb appeal and convenience for guests. Step inside to a contemporary, open-concept design filled with natural light and beautiful water views from the living room, kitchen, and primary bedroom. The open kitchen is ideal for entertaining, seamlessly connecting to the main living areas and offering stunning waterfront scenery while you cook or gather with family and friends. Tile flooring throughout the main living areas enhances the clean, modern feel, with carpeted bedrooms providing comfort and warmth. Designed for both relaxation and entertaining, the outdoor living space features a spa—ready for year-round enjoyment with the addition of a heater—creating your own private oasis. Whether hosting sunset gatherings or enjoying quiet mornings, this home offers a serene and tranquil waterfront escape. A true standout feature is the covered dock with boat lift, have a friend who wants to come by boat, no worries, there is an extra wet slip for them to dock at! This is an increasingly rare find—allowing you to boat directly from your backyard to favorite waterfront restaurants, local attractions, and open water adventures. Located just minutes from shopping, dining, and some of the area’s most beautiful beaches, Harbor Hills offers a unique combination of quiet residential charm and unbeatable convenience. This is Florida waterfront living at its finest—perfect as a full-time residence or luxury retreat as AIRBNB is allowed. Full hurricane protection and no damage in prior hurricanes. Homes like this, in this location, rarely become available.

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Single Family Active

Price

$ 939,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 4,588

Style

Single Family Residence

Lot Size

0.18

Year Built

1972

Town/City

Largo

County/Region

Pinellas

MLS | Web ID

TB8457676

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Mini-Split Unit(s)
Utilities BB/HS Internet Available Electricity Available Public
Roof Shingle
Appliances Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer Water Softener Wine Refrigerator
Zoning R-3
HOA Fee 100
Garage Spaces 2
Patio/Porch Features Rear Porch
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1972
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater Intracoastal Waterway
Assoc Fee Paid Per Annually
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HARBOR HILLS 1ST ADD
Facing Direction East
Garage Y/N true
Other Structures Gazebo
Total Rooms 6
Full Baths 3
Status Active
Directions Indian Rocks Road Head west on Avacado Road turn left on Harbor Hills Drive and Left of McKay Creek Drive - Property on the Right
High School Largo High-PN
City LARGO
Association Name Ed Chesney
Senior Community Y/N false
MLS Area 33770 - Largo/Belleair Bluffs
Lot Size Units Square Feet
Lot Size Square Feet 7623
Carport Y/N false
Spa Features In Ground
Elementary School Anona Elementary-PN
Land Lease Y/N false
Tax Annual Amount 4588
Middle/Junior High School Seminole Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://floridavisualmarketing.com/1698-McKay-Creek-Dr/idx
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 63
Legal Description HARBOR HILLS 1ST ADD BLK J LOT 63
Water View Canal
Water Access Type Canal - Saltwater Intracoastal Waterway
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 8.33
Additional Rooms Loft
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings PrimaryBedroom Upstairs
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Hurricane Shutters Private Mailbox Sliding Doors
Water Source Public
Lot Size Area 7623
Foundation Details Slab
Spa true
Building Area Total 2220
Lot Dimensions 73 x 116
Lot Size Acres 0.18
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Waterfront Realty Tampabay

Broker

tim@waterfrontrealty.com

Email

Affordability Calculator

$6,240
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,858
Monthly Property Taxes
$382
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Largo High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$939,000 Listed Price

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1698 MCKAY CREEK DRIVE, Largo, FL, 33770 is a Single Family Home for sale at $939,000 with 1,702 sqft and a lot size of 0.18. 1698 MCKAY CREEK DRIVE has 3 bedrooms, 3.0 baths, and was built in 1972. The property's zip code is 33770 which is in Largo, FL