406 Harbor Drive Annapolis, MD $ 795,000
406 Harbor Drive
$ 795,000
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406 Harbor Drive

Annapolis, MD, 21403
$ 795,000
Bedrooms4 Baths3.0 Sq 4,000

Monthly Estimate*

$ 4,960

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Single Family Home for sale in Annapolis, MD

for $795,000 with 4 bedrooms and 3 full baths. This 4,000 square foot home was built in 1972 on a lot size of 0.29.

Welcome to 406 Harbor Drive, an exceptional residence in the heart of Hillsmere Shores, one of Annapolis most coveted water-privileged communities. Completely renovated and impeccably maintained, this home offers approximately 4,000 finished square feet of beautifully designed living space where scale, comfort, and craftsmanship come together seamlessly. Walls of windows flood the open layout with natural light, highlighting rich hardwood floors, custom moldings, and timeless fixtures throughout. The gourmet kitchen is the true centerpiece of the home, featuring 42" cabinetry, stainless steel and chef-grade appliances, gleaming granite countertops, and an oversized center islandperfect for everyday living and effortless entertaining. A sunny morning room connects the kitchen and dining spaces, creating an inviting flow for gatherings large and small. The formal dining room is accented by a stunning tray ceiling, while the expansive living room offers an ideal setting for entertaining or relaxing. The primary suite is a showstopper, complete with vaulted ceilings, a sitting area, a custom walk-in closet, and a spa-inspired bath featuring a frameless glass walk-in shower with designer tile and a deep soaking tub. All additional bedrooms are generously sized with excellent closet space. The screened upper porch extends your living space outdoorsideal for champagne sunsets, crab feasts, and relaxed eveningsfinished with maintenance-free composite decking and vinyl posts. The lower level impresses with exposed brick walls, a large recreation room for movie nights and gatherings, and an open den with a cozy wood stove that works beautifully as a home office or study. A guest bedroom, full bath, oversized laundry room, and separate utility room provide flexibility, storage, and function. Outside, the fenced backyard is level, private, and surrounded by mature trees, offering endless possibilities for gardening, play, entertaining, or even adding a pool. A large paver patio is perfect for a fire pit and smores under the stars. Plenty of off-street parking completes the package. Hillsmere Shores delivers an unmatched lifestyle with two private beaches, beachfront playgrounds, a boat ramp, canoe and kayak storage, boat slips, beach pavilions, volleyball courts, and a community poolall just moments away. Enjoy a vibrant calendar of neighborhood events including poolside movie nights, Food Truck Fridays, beach Easter egg hunts, Fourth of July bike parades, spring sock burning, and the annual pig roast. This is more than a homeits a community, a lifestyle, and an absolute 10.

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Single Family Coming Soon

Price

$ 795,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 1

Style

Craftsman

Lot Size

0.29

Year Built

1972

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2133380

Features
General
Living Area 4000
Sewer Public Sewer
Heating Forced Air Programmable Thermostat
Cooling Central A/C Programmable Thermostat
Utilities Under Ground
Possession Settlement
Roof Architectural Shingle
Appliances Cooktop Dishwasher Dryer Exhaust Fan Microwave Oven - Double Oven - Wall Range Hood Six Burner Stove Stainless Steel Appliances Washer Disposal Extra Refrigerator/Freezer Icemaker Refrigerator Water
Zoning R2
HOA Fee 25.00
Association Fee Includes Common Area Maintenance
Patio/Porch Features Deck(s) Porch(es) Screened Patio(s) Enclosed
Architectural Style Craftsman
Construction Materials Brick Front Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1972
Electric 200+ Amp Service
View Garden/Lawn
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 3
Accessibility None
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Pool Mem Avail Pier/Dock Beach Common Grounds Picnic Area Security Tot Lots/Playground Water/Lake Privileges Boat Dock/Slip Boat Ramp Mooring Area Pool - Outdoor Volleyball Courts
HOA Y
Subdivision Name HILLSMERE ESTATES
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions Hillsmere Drive to Harbor.
City ANNAPOLIS
Body of Water Chesapeake Bay and South River
Disclosures None
Association Name HSIA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 12562.00
Tax Annual Amount 1.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Docks 5
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 283.93
Additional Parcels Y/N N
Community Pool Features In Ground
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision HILLSMERE ESTATES
Tax Lot 5
Association Recreation Fee N
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Interior
Interior Amenities Breakfast Area Ceiling Fan(s) Formal/Separate Dining Room Kitchen - Gourmet Pantry Recessed Lighting Skylight(s) Bathroom - Soaking Tub Bathroom - Stall Shower Bathroom - Tub Shower Upgraded Countert
Heating Fuel Electric
Basement Daylight Full Connecting Stairway Drainage System Full Heated Improved Interior Access Outside Entrance Rear Entrance Sump Pump Shelving Walkout Level Windows Workshop Drain Fully Finished
Flooring Wood Ceramic Tile
Total Fireplaces 1
Fireplace Features Brick Insert Wood
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Bay/Bow Casement Double Hung Double Pane Energy Efficient Skylights Sliding Insulated
Fireplace Y/N Y
Above Grade Finished Area 2800
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 1200
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Foyer Breakfast Room Office Recreation Room Storage Room Workshop Bathroom 2 Attic Primary Bathroom Full Bath Screened Po
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Bump-outs Street Lights Water Falls Play Area
Pool Yes - Community
Parking Features Paved Driveway
Lot Features Level Rear Yard Cleared Front Yard Landscaping Premium SideYard(s)
Water Source Well
Type of Parking Driveway Off Street
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.29
Road Surface Type Black Top
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N N
Door Features French Six Panel Sliding Glass Insulated
Water Access Features Boat - Powered Limited hours of Personal Watercraft Operation (PWC) Canoe/Kayak Fishing Allowed Personal Watercraft (PWC) Private Access Public Access Sail Swimming Allowed Waterski/Wakeboard
Road Responsibility Public City/County
Number of Docks 0
Land Assessed Value 245600.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 406
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* Excluded Features
List By
Coldwell Banker Realty

Broker

wendy.oliver@cbmove.com

Email

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$4,960
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534743 Elementary School
3534688 Middle School
Annapolis High School High School
Pricing History
DatePricePrice ChangeDescription
12/18/2025$795,000 Listed Price

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406 Harbor Drive, Annapolis, MD, 21403 is a Single Family Home for sale at $795,000 with 4,000 sqft and a lot size of 0.29. 406 Harbor Drive has 4 bedrooms, 3.0 baths, and was built in 1972. The property's zip code is 21403 which is in Annapolis, MD