45 ROYAL OAK Drive
Palm Coast, FL, 32164 $ 374,400
Bedrooms4 Baths2.0 Sq 1,800 Monthly Estimate*
$ 2,586
for $374,400 with 4 bedrooms and 2 full baths. This 1,800 square foot home was built in 2025 on a lot size of 0.23.
MOVE-IN READY + $10,000 FLEX CASH! This brand-new Palm Coast home is complete and ready for its new owner, featuring a fully fenced backyard with 6-ft white vinyl privacy fencing and $31,000 IN UPGRADES INCLUDED! With the approved lender, buyers may also enjoy NO ORIGINATION FEES and NO APPLICATION FEES. Step inside and experience a home designed to combine modern luxury with comfortable Florida living. An impressive 8-ft designer front door welcomes you into a light-filled interior featuring luxury floating LVP flooring, soaring 9'4'' ceilings, designer lighting, decorative finishes, and Riverside-style doors. The open-concept kitchen is the heart of the home, beautifully finished with shaker-style cabinetry, veined quartz countertops, designer backsplash, and stainless steel appliances. The spacious living area flows effortlessly to an 8-ft sliding glass door opening onto the covered lanai and private fenced backyard--perfect for entertaining, pets, play, or relaxing outdoors year-round. Beautifully appointed bathrooms continue the upscale feel with ceramic-tiled walls, matte black faucets, and oil-rubbed bronze fixtures. And the location is hard to beat! Enjoy living in Palm Coast close to schools, shopping, dining, walking and hiking trails, pickleball, parks, and beautiful beaches. Why wait months to build? This home is COMPLETE, upgraded, fenced, and MOVE-IN READY! Take advantage of the $10,000 Flex Cash and available financing incentives and make this beautiful new construction home yours.
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FeaturesGeneralSewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Range Microwave
Garage Spaces 2.0
Architectural Style Ranch
Construction Materials Block Stucco
Year Built 2025
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential
Parcel Number 0711317032002400060
County Flagler
New Construction 1
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Not Validd
Garage Y/N Y
Total Rooms 6
Full Baths 2
Status Active
Directions White View Pkwy to Rolling Sands to Royal Oak Drive
City Palm Coast
Senior Community Y/N N
MLS Area 601-Flagler County-North Central
Lot Size Units Acres
Lot Size Square Feet 10018.8
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N N
Tax Annual Amount 441.86
Home Warranty Y/N N
Property Condition Under Construction
Lease Renewal Y/N N
MLS Area Minor 601-Flagler County-North Central
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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ExteriorFencing Vinyl
Parking Features Garage
Water Source Public
Lot Size Area 0.23
Spa N
Lot Size Acres 0.23
Road Surface Type Asphalt
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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InteriorBasement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 4
Total Baths 2
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* Excluded FeaturesList ByRealestate@madalynnchambliss.netEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,586
- Monthly Property Taxes
- $37
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palm Coast, FL
Average List Price $524,445
Percent of Sale Price 40%
About Palm Coast, FL 88,371 Population
168% Since 2002
$ 50,368 Median Income
46.43 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/10/2026 | $374,400 | -0.13% | Price Down |
| 10/19/2026 | $374,900 | -1.24% | Price Down |
| 7/17/2026 | $379,600 | -0.03% | Price Down |
| 6/29/2026 | $379,700 | -0.03% | Price Down |
| 6/15/2026 | $379,800 | -0.03% | Price Down |
| 6/1/2026 | $379,900 | -1.30% | Price Down |
| 5/19/2026 | $384,900 | -0.77% | Price Down |
| 4/20/2026 | $387,900 | -0.51% | Price Down |
| 3/23/2026 | $389,900 | -2.13% | Price Down |
| 2/10/2026 | $398,400 | -0.35% | Price Down |
| 1/12/2026 | $399,800 | -0.03% | Price Down |
| 12/11/2025 | $399,900 | | Listed Price |