14 E Main Street Waterloo, NY ^$ 249,900

14 E Main Street

^$ 249,900

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Recently Listed

14 E Main Street

Waterloo, NY, 13165

^$ 249,900

Bedrooms1 Baths2.2 Sq 3,494

Monthly Estimate*

^$ 1,559

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Single Family Home for sale in Waterloo, NY

for $249,900 with 1 bedroom and 2 full baths, 2 half baths. This 3,494 square foot home was built in 1850 on a lot size of 0.06.

Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a first-floor storefront/bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cashflow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75,000 including contents and food truck.

Single Family Active

Price

^$ 249,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,703

Style

Triplex

Lot Size

0.06

Year Built

1850

Town/City

Waterloo

County/Region

Seneca

MLS | Web ID

R1654058

Features

General

Sewer Connected

Heating Gas ForcedAir

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Membrane Rubber

Appliances GasWaterHeater

Garage Spaces 0.0

Architectural Style Triplex

Construction Materials Stucco

School District Waterloo

Year Built 1850

Stories Count 2

Township Waterloo-Village

Levels Two

Property Subtype MixedUse

Business Type Mixed

County Seneca

Property Type Residential

Rent Includes Water

Full Baths 2

Status Active

Directions From Virginia St turn on to E Main St building will be on your right.

City Waterloo

Senior Community Y/N No

High School District Waterloo

Zoning Description Commercial

Number Of Units Total 2

MLS Area Waterloo Village-Waterloo-453801

Lot Size Units Acres

Lot Size Square Feet 2614.0

Year Built Details Existing

Tax Annual Amount 3703.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Waterloo

Elementary School District Waterloo

Tax Assessed Value 80200

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 3

Interior

Basement Full

Flooring Hardwood Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 2

Total Bedrooms 1

Main Level Bathrooms 0

Total Baths 4

Exterior

Parking Features TwoOrMoreSpaces

Lot Features Rectangular RectangularLot

Water Source Connected Public

Lot Size Area 0.06

Building Area Total 3494.0

Lot Dimensions 20X134

Lot Size Acres 0.06

Waterfront Y/N No

Number of Separate Gas Meters 3

Number of Separate Electric Meters 3

Road Frontage Type MainThoroughfare

Internal Only

Street Number 1 14

* Excluded Features

List By

Coldwell Banker Finger Lakes

Broker

(315) 789-6768

Phone

Affordability Calculator

$1,868

Per Month

Monthly Principal & Interest: $1,559
Monthly Property Taxes: $309
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Waterloo, NY

Average List Price ^$189,508

Percent of Sale Price 24%

About Waterloo, NY

7,502 Population

-5% Since 2002

^$49,612 Median Income

44.55 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3323573 Elementary School

3323092 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/8/2025	$249,900		Listed Price

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14 E Main Street, Waterloo, NY, 13165 is a Single Family Home for sale at $249,900 with 3,494 sqft and a lot size of 0.06. 14 E Main Street has 1 bedrooms, 2.2 baths, and was built in 1850. The property's zip code is 13165 which is in Waterloo, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2025 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 12/17/2025.

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14 E Main Street

Single Family Home for sale in Waterloo, NY

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