107 Clay Street Mt Sterling, KY $ 289,900
107 Clay Street
$ 289,900
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107 Clay Street

Mt Sterling, KY, 40353
$ 289,900
Bedrooms4 Baths2.1 Sq 1,894

Monthly Estimate*

$ 1,785

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Single Family Home for sale in Mt Sterling, KY

for $289,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,894 square foot home was built in 1964 on a lot size of 0.19.

Home sweet home! This gem is an exceptional find! Home has been thoughtfully updated to preserve its original character. Situated in Mount Sterling's Historic District on one of our city's most charming streets. Featuring 4 bedrooms and 2.5 baths, this gorgeous 1894 SF one-level ranch has plenty of room for the whole family. Spacious family room, modern kitchen equipped with stainless steel appliances, open dining room and laundry area with washer and dryer. Other amenities include hardwood flooring, ceramic tile and crown molding throughout, CH/A, cozy covered front porch, back deck, detached 1-car garage - this house has it all! Perfect for guests, multigenerational living or just to relax! Conveniently located to downtown shopping, as well as I-64. Call and set your appointment up TODAY!

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Single Family Active

Price

$ 289,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

0.19

Year Built

1964

Town/City

Mt Sterling

County/Region

Montgomery

MLS | Web ID

25507042

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s)
Flooring Ceramic Tile Hardwood Laminate
Total Fireplaces 2
Fireplace Features Family Room Primary Bedroom
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 1894.0
Half Baths 1
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 3
Heating-Forced Air True
Heating-Natural Gas True
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General
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available Sewer Connected
Possession Close Of Escrow
Roof Dimensional Style
Appliances Cooktop Dishwasher Disposal Dryer Microwave Refrigerator Self Cleaning Oven Washer
Garage Spaces 1.0
Patio/Porch Features Deck Porch Front Porch
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1964
Levels One
Property Subtype Single Family Residence
Parcel Number 23M-50-04-034.00
Community Features Park Pool Tennis Court(s)
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Downtown
Garage Y/N Y
Total Rooms 10
Full Baths 2
Status Active
Directions From I-64 exit 110 take Maysville Rd (Hwy 11 & Hwy 460) towards Mt. Sterling. Go approximately 1.3 miles turn right onto Clay St. Home is on the right.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 8276.4
Carport Y/N N
Elementary School Mt Sterling
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Parking Features Detached Garage
Lot Features Landscaped
Water Source Public
Lot Size Area 0.19
Foundation Details Block
Building Area Total 1894.0
Lot Size Acres 0.19
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 107
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* Excluded Features
List By
Sandy Stuart Realty

Broker

drhodes@thewalkercompany.com

Email

Affordability Calculator

$1,785
Per Month
100%
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0%
Monthly Principal & Interest
$1,785
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289988 Elementary School
3292775 Middle School
Montgomery Co High School High School
Pricing History
DatePricePrice ChangeDescription
11/29/2025$289,900 Listed Price

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107 Clay Street, Mt Sterling, KY, 40353 is a Single Family Home for sale at $289,900 with 1,894 sqft and a lot size of 0.19. 107 Clay Street has 4 bedrooms, 2.1 baths, and was built in 1964. The property's zip code is 40353 which is in Mt Sterling, KY