44 Harbor Cove Cape May, NJ $ 2,985,000
44 Harbor Cove
$ 2,985,000
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44 Harbor Cove

Cape May, NJ, 08204
$ 2,985,000
Bedrooms4 Baths3.1 Sq 3,412

Monthly Estimate*

$ 18,379

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View a Virtual Tour

Single Family Home for sale in Cape May, NJ

for $2,985,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,412 square foot home was built in 2001.

Cape May Harbor Village and Yacht Club is a distinctive waterfront community featuring a private 2-acre park, tennis/pickleball court, and a marina where each homeowner owns a 35' boat slip for personal use or rental. The association maintains the expansive common courtyard, boathouse with bathroom facilities, marina, park, and courts, as well as individual lawn care, including grass cutting, edging, and trimming. Welcome to this beautifully designed, custom three-story upside-down home—crafted to highlight sweeping harbor views and provide effortless access to both the marina and the nearby harbor beach. The residence offers four bedrooms, two flexible bonus rooms plus an office, three full bathrooms, a half bath, and generous indoor and outdoor living areas suited for year-round enjoyment. First Floor: A welcoming wraparound porch leads into a spacious entrance hall with a winding staircase and a convenient elevator to the upper levels. This floor includes a den with deck access, three bedrooms, two full bathrooms—both with tiled showers and one with a tub—ample closets throughout, and a large laundry room. Second Floor: The main level opens to a dramatic great room with cathedral ceilings, abundant natural light, and sweeping water views. The open-concept layout seamlessly connects the living room with gas fireplace, dining area, and a chef’s kitchen featuring granite countertops, a large center island, and extensive workspace. A generous water-view deck wraps around the living area, creating an effortless indoor-outdoor flow ideal for entertaining. A hall half bath serves this level. The west-side master suite includes a walk-in closet and an expansive bathroom with dual sinks, a jetted tub, and a large tiled walk-in shower. Third Floor: The top floor is dedicated to an open great room with a pool table and a private cupola-covered deck overlooking Cape May Harbor. This level also includes a closet and a pocket door that encloses the office area, all surrounded by impressive views. Exterior Features: The property includes a two-car detached garage with storage, an outdoor ramp from the driveway to the home, a paver driveway, an assigned boat slip, and wraparound porches on the first and second floors. The third floor’s private balcony offers another vantage point for stunning harbor sunsets. Lush, meticulously maintained grounds further enhance the community’s serene, park-like ambiance. The home is being sold mostly furnished and provides exceptional indoor/outdoor living with close proximity to the beach—all within one of Cape May’s most sought-after waterfront enclaves. HOA & Fees: Quarterly HOA Fee: $2,120 (includes landscaping and maintenance of all shared amenities). Annual Capital Reserve Assessment: $3,000 per property due March 1, 2026. Home rental is not permitted of any kind. View 3D Tour here, https://my.matterport.com/show/?m=tT1UuTcvTYm&mls=1

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Single Family Pending

Price

$ 2,985,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 18,023

Style

Three Story

Year Built

2001

Town/City

Cape May

County/Region

Cape May

MLS | Web ID

253391

Features
Interior
Interior Amenities Cathedral Ceilings Elevator Fireplace- Gas Wood Flooring Security System Walk in Closet Wall to Wall Carpet Tile Flooring Kitchen Island
Basement Crawl Space Outside Entrance
Beds 4
Total Baths 3.1
Appliances Included Range Oven Microwave Oven Refrigerator Washer Dryer Dishwasher Disposal Central Vacuum
Hot Water Gas- Natural
Total Rooms 13
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General
Heating Gas Natural Forced Air Multi-Zoned
Cooling Central Air Condition Ceiling Fan Multi Zoned
Possession settlement
Zoning R1PW
Water City
Sewer City
Construction Three Story
Full Baths 3
Year Built 2001
Other Rooms Living Room Kitchen Den/TV Room Recreation/Family Dining Area Laundry/Utility Room See Remarks
County Cape May
Class RESIDENTIAL
Type Single Family
Tax Year 2024
New Construction Y/N No
Status UNDER CONTRACT
Sale/Rent For Sale
Status Detail 0
Location Beach Block Cleared Lot Corner Cul-de-sac Island Water View
Virtual Tour https://my.matterport.com/show/?m=tT1UuTcvTYm&mls=1
City Cape May
Taxes 18023
DOM 28
Price Per Sq Ft Total AG 874.85
Seasonal Year Round Use
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Exterior
Exterior Vinyl
Exterior Amenities Deck Porch Dock Bulkhead Cable TV Sidewalks Outside Shower Boat Slips Sprinkler System
Frontage 91
Parking/Garage Garage 2 Car Detached Auto Door Opener Stone Driveway
Lot Dimensions 91 x 111
Lot Size 10000-20000 SqFt
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* Excluded Features
List By
Carol A. Menz,GRI,CRS,ABR,SFR

Listing Agent

Coastline Realty, Llc

Broker

CarolMenz@CoastlineRealty.com

Email

Affordability Calculator

$19,881
Per Month
92%
8%
0%
Monthly Principal & Interest
$18,379
Monthly Property Taxes
$1,502
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266621 Elementary School
266622 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/20/2025$2,985,000 Listed Price

Map


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44 Harbor Cove, Cape May, NJ, 08204 is a Single Family Home for sale at $2,985,000 with 3,412 sqft. 44 Harbor Cove has 4 bedrooms, 3.1 baths, and was built in 2001. The property's zip code is 08204 which is in Cape May, NJ