138-140 Church Street Saratoga Springs, NY $ 999,000
138-140 Church Street
$ 999,000
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138-140 Church Street

Saratoga Springs, NY, 12866
$ 999,000
Bedrooms5 Baths4.0 Sq 3,001

Monthly Estimate*

$ 6,232

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Multi-Family Home for sale in Saratoga Springs, NY

for $999,000 with 5 bedrooms and 4 full baths. This 3,001 square foot home was built in 1957 on a lot size of 0.33.

Just a few blocks from the heart of Broadway, 138-140 Church Street offers a combination of location, space, and flexibility in downtown Saratoga Springs. Behind its unassuming façade is a remarkably spacious property with multiple living areas, private quarters, and extensive parking—ideal for multigenerational living or for an owner-occupant seeking income potential. The main residence (138) features a bright new kitchen, refinished interiors, and a thoughtful layout that works beautifully as a single home or with a self-contained accessory apartment upstairs. The upper level includes its own kitchen and bath with interior access from below, making it ideal for extended family or guests. Beside it, 140 is a fully independent apartment complete with a private entrance, bath, laundry, and ample storage. Currently rented, it offers total separation and could also serve as guest space or a home office. Out back, a massive paved area provides parking for 20 or more vehicles, which is unusual this close to downtown. There's plenty of open space—enough to add a pickleball court, garden, or outdoor entertaining area and still have room to spare. The sellers have continued to refine the property, including a stylish kitchen update and modern finishes throughout, while preserving its downtown character and livability. Zoned UR-3, the district supports one- and two-family residences with compatible neighborhood uses. Whether you envision a downtown home with income potential, a multigenerational setup, or a flexible live/work environment, this property offers room to grow in one of Saratoga's most desirable locations. The versatile floor plan and separate living spaces allow the next owner to tailor the property to their goals—whether accommodating extended family, hosting guests, or pursuing income-generating opportunities.

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Multi-Family Active

Price

$ 999,000

Bedrooms

5

Full Bath

4

Property Type

Multi-Family

Taxes

$ 10,543

Style

Traditional

Lot Size

0.33

Year Built

1957

Town/City

Saratoga Springs

County/Region

Saratoga

MLS | Web ID

202529656

Features
Interior
Interior Amenities Vaulted Ceiling(s) Paddle Fan Walk-In Closet(s) Cathedral Ceiling(s) Ceramic Tile Bath
Basement Full Interior Entry Unfinished
Flooring Wood Bamboo Ceramic Tile
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Screens Double Pane Windows Insulated Windows
Fireplace Y/N N
Above Grade Finished Area 3001.0
Half Baths 0
Laundry Features Common Area Laundry Room Main Level
Total Bedrooms 5
Below Grade Finished Area 0.0
Below Grade Finished Area Source See Remarks
Above Grade Finished Area Source See Remarks
Total Baths 4
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General
Sewer Public Sewer
Heating Forced Air Radiant Floor Natural Gas
Cooling Wall Unit(s)
Possession At Closing
Roof Shingle Asphalt
Zoning Multi Residence
Garage Spaces 1.0
Architectural Style Traditional
Security Features Security Lights Smoke Detector(s) 24 Hour Security
Construction Materials Brick Drywall Shingle Siding Wood Siding
Year Built 1957
Electric Single Phase Circuit Breakers
Tenant Pays Electricity
Property Subtype Duplex
County Saratoga
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Other Structures Garage(s) Second Residence
Full Baths 4
Status Active
Directions Church St between Park St and Walworth St
High School Saratoga Springs
City Saratoga Springs Inside
High School District Saratoga Springs
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 14374.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 10543.25
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions No
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 48.000
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Exterior
Exterior Amenities Other Garden
Fencing Privacy Wood Back Yard Fenced Full Perimeter
Parking Features Off Street Paved
Lot Features Private Level Road Frontage
Water Source Public
Total Parking 20.0
Lot Size Area 0.33
Foundation Details Block
Spa N
Lot Size Acres 0.33
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 138140
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* Excluded Features
List By
Maria Barr

Listing Agent

Four Seasons Sotheby's International Realty

Broker

(518) 857-6396

Phone

maria.barr@fourseasonssir.com

Email

Affordability Calculator

$7,111
Per Month
88%
12%
0%
Monthly Principal & Interest
$6,232
Monthly Property Taxes
$879
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
853435 Elementary School
853244 Middle School
Saratoga Springs High School High School
Pricing History
DatePricePrice ChangeDescription
11/16/2025$999,000 Listed Price

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138-140 Church Street, Saratoga Springs, NY, 12866 is a Multi-Family Home for sale at $999,000 with 3,001 sqft and a lot size of 0.33. 138-140 Church Street has 5 bedrooms, 4.0 baths, and was built in 1957. The property's zip code is 12866 which is in Saratoga Springs, NY