1438 SE 20th Street Cape Coral, FL $ 640,000
1438 SE 20th Street
$ 640,000
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1438 SE 20th Street

Cape Coral, FL, 33990
$ 640,000
Bedrooms3 Baths2.0 Sq 1,904

Monthly Estimate*

$ 3,993

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Single Family Home for sale in Cape Coral, FL

for $640,000 with 3 bedrooms and 2 full baths. This 1,904 square foot home was built in 1986 on a lot size of 0.266.

Gulf Access – Boater’s Paradise! This exceptional Cape Coral home offers direct Gulf access and sits on a rare oversized 143 ft deep lot with desirable southern exposure. Enjoy true waterfront living with a 12,000 lb boat lift, wrap-around dock, and a Tiki Hut on a cantilever deck - the perfect place to relax by the water. Beautifully tiled throughout, the home features a spacious primary suite with walk-in shower, dual sinks, and large walk-in closet. The primary bedroom offers private access to the lanai and outdoor spa, while the guest bath also opens to the lanai for poolside convenience. Bedroom 3 includes a generous walk-in closet for extra storage. You’ll love the outdoor kitchen complete with electric cooktop, vented exhaust fan, stainless sink, and mini refrigerator, perfect for entertaining. The pool and spa area feature upgraded color-changing lighting, a recently resealed pool deck (2025), and a new pool pump (2024). Enjoy peace of mind with fully hurricane-protected windows and doors, accordion shutters for the sliders, and impact-rated front and garage doors. The home sits at approximately 13 ft elevation, has been replumbed, includes upgraded attic insulation, and a new A/C (2022) with recent service. Additional upgrades include epoxy garage floor, new gutters (2023), reinforced pool cage, aluminum privacy fence, and a 2024 irrigation control unit. The FURNITURE is negotiable. Every upgrade has been thoughtfully maintained—offering comfort, functionality, and the ultimate Florida waterfront lifestyle!

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Single Family Pending

Price

$ 640,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,995

Style

Ranch, OneStory

Lot Size

0.266

Year Built

1986

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025018881

Features
Interior
Interior Amenities CathedralCeilings SeparateFormalDiningRoom DualSinks EntranceFoyer Fireplace HighCeilings ShowerOnly SeparateShower CableTv VaultedCeilings Bar SplitBedrooms
Flooring Tile
Furnished Y/N Negotiable
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylights ImpactGlass
Fireplace Y/N Y
Half Baths 0
Laundry Features Inside LaundryTub
Total Bedrooms 3
Entry Level 1
Room Type FloridaRoom ScreenedPorch
Total Baths 2
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General
Sewer AssessmentPaid PublicSewer
Heating Central Electric
Cooling CentralAir Electric
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher Disposal Microwave Range Refrigerator Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes None
Patio/Porch Features Lanai Patio Porch Screened
Architectural Style Ranch OneStory
Pool Features InGround
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1986
View Canal Landscaped
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features CanalAccess NavigableWater Seawall
Community Features BoatFacilities NonGated
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Contingency Inspection
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Pending
City Cape Coral
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1-W
MLS Area CC13 - Cape Coral Unit 19-21 25 26 89
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Spa Features ElectricHeat InGround
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4995.95
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Pending
Tax Lot 17
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 21 BLK.698 PB 13 PG 170 LOTS 17 + 18
HOA Fee 3 0.0
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Exterior
Exterior Amenities Fence FruitTrees SecurityHighImpactDoors SprinklerIrrigation OutdoorGrill OutdoorKitchen Patio ShuttersManual
Parking Features Attached Garage GarageDoorOpener
Lot Features OversizedLot SprinklersAutomatic
Water Source AssessmentPaid Public Assessment Paid Public
Lot Size Area 0.266
Horses N
Spa Y
Irrigation/Water Rights Y
Gulf Access Type Bridges Water Indirect
Gulf Access Y
Building Area Total 2366.0
Lot Dimensions 80 x 146 x 80 x 146
Lot Size Acres 0.266
Road Surface Type Paved
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Stephanie Doran

Listing Agent

Exit Gulf Coast Realty

Broker

srdoran19@gmail.com

Email

Affordability Calculator

$4,409
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,993
Monthly Property Taxes
$416
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/6/2025$640,000 Listed Price

Map


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1438 SE 20th Street, Cape Coral, FL, 33990 is a Single Family Home for sale at $640,000 with 1,904 sqft and a lot size of 0.266. 1438 SE 20th Street has 3 bedrooms, 2.0 baths, and was built in 1986. The property's zip code is 33990 which is in Cape Coral, FL