4-12 Court Street
Mt Sterling, KY, 40353 $ 550,000
Bedrooms-- Baths-- Sq 4,196 Monthly Estimate*
$ 3,431
for $550,000. This 4,196 square foot building was built on a lot size of 0.06.
This well-maintained collection of mixed-use properties in the heart of downtown Mt. Sterling offers an excellent opportunity for investors seeking steady income and long-term growth. Together, these buildings feature a mix of commercial and residential spaces, a strong rental history, and plenty of potential for future expansion. 4-8 Court Street: The main level includes two established commercial tenants, offering consistent occupancy and stability. Upstairs, you'll find two 1-bedroom, 1-bath apartments (Units 6A & 6B) that were updated in 2022. Both feature modern finishes, efficient layouts, and comfortable living spaces that rent easily. A spiral staircase connects Unit 6B to the office below (Unit 8) and could easily be reopened, providing flexible space use and additional configuration potential. With its ideal blend of commercial and residential units, this property delivers reliable performance and excellent long-term value in a thriving downtown location. Just steps away, 10-12 Court St, this property adds even more income-producing potential to the portfolio. The main level is leased through December 2026, offering dependable, long-term income. The upstairs space includes a full kitchen and full bath, making it well-suited for residential conversion or office expansion, while the main level features a half bath for tenant and client use. With its prime visibility, stable tenancy, and untapped potential upstairs, this building provides both immediate returns and room to grow.
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FeaturesGeneralPossession Negotiable Subject To Tenant Rights
Zoning Other
Year Built 9999
Property Subtype Mixed Use
Parcel Number 0000000000
Business Type Mixed
County Montgomery
New Construction N
Property Type Commercial Sale
Subdivision Name Downtown
Status Active
Directions Starting from the Montgomery County Courthouse Annex located at 44 W Main Street in Mt. Sterling head east on West Main Street toward Broadway Street for approximately 115 feet. Turn left onto North
City Mt Sterling
Zoning Description B-3
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 2613.6
Land Lease Y/N N
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Senior Community None
Water Body Access Y/N None
Accessibility Features Y/N None
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ExteriorLot Size Area 0.06
Number of Buildings 2
Building Area Total 4196.0
Lot Size Acres 0.06
Crops Included Y/N N
Irrigation Water Rights Y/N N
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InteriorBasement (Y/N) N
Air Conditioning Y/N N
Heating Y/N N
Total Baths 0
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,431
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCommerical listings in Mt Sterling, KY
Average List Price $728,300
Percent of Sale Price 32%
Trends Information provided by ATTOM Data Solutions.
458656 Elementary School
458772 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/3/2025 | $550,000 | | Listed Price |