3082 SW Lake Terrace Palm City, FL ^$ 777,000

3082 SW Lake Terrace

^$ 777,000

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3082 SW Lake Terrace

Palm City, FL, 34990

^$ 777,000

Bedrooms3 Baths2.1 Sq 1,742

Monthly Estimate*

^$ 4,847

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Single Family Home for sale in Palm City, FL

for $777,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,742 square foot home was built in 1992 on a lot size of 0.266483.

*Credit of $5,000 provided by preferred lender* Waterfront-Ocean Access-NO fixed Bridges! Boaters paradise-Fish off your NEW (2025) private DOCK! Elevator boat lift included! 2 stories 3BR/2.5BA/2 car garage, open concept, bedrooms on 2nd floor. Completely transformed w/ modern luxury updates. Too many updates to list! NEW METAL ROOF (2024). Quartz countertops + white thin shaker cabinets. Spacious master suite features a rain shower, free-standing tub, dual sinks + walk-in closet. Screened upper deck/lower patio w/ in-ground spa, fire pit, + fruit trees create the perfect outdoor retreat. Low HOA--only $259.67/year. New UV light for water system, reverse osmosis water system. No seawall needed. No rental restrictions. Located right off I-95. 10 miles to the beach! A rated schools

Single Family Contingent

Price

^$ 777,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 10,692

Style

Lot Size

0.266483

Year Built

1992

Town/City

Palm City

County/Region

Martin

MLS | Web ID

RX11137223

Features

Exterior

Lot Description 1/4 to 1/2 Acre

Exterior Amenities Covered Balcony Covered Patio Deck Fruit Tree(s) Room for Pool Screened Balcony Screened Patio

Waterfront Yes No Fixed Bridges

Dock yes

Private Pool Y/N No

Boat Services Electric Available Lift Private Dock

Subdiv. Amenities Boating

Interior

Interior Amenities Built-in Shelves Decorative Fireplace Fireplace(s) Walk-in Closet

Dining Area Dining-Living Dining/Kitchen

Flooring Tile Vinyl Floor

Furnished Y/N Furniture Negotiable Turnkey

Total Bedrooms 3

Master Bedroom/Bath Dual Sinks Mstr Bdrm - Upstairs Separate Shower Separate Tub Spa Tub & Shower

Total Bathrooms 2.10

SqFt - Living 1742.00

Total Floors/Stories 2.00

Equip/Appl Included Dishwasher Disposal Dryer Microwave Range - Gas Refrigerator Reverse Osmosis Water Treatment Smoke Detector Washer Washer/Dryer Hookup Water Heater - Gas Water Softener-Owned

General

Construction Frame

Heating Electric

Cooling Central Electric

Utilities Cable Electric Gas Natural Septic Well Water

Possession At Closing Funding

Roof Metal

Parking 2+ Spaces Driveway Garage - Attached

Pets Allowed Yes

Zoning RES

HOA Mandatory

Number of Garage Spaces 2.00

Status Active Under Contract

Full Baths 2

Half Baths 1

Year Built 1992

REO No

Subdivision RUSTIC HILLS

View Canal

Type Single Family Detached

Rooms Attic

Property Type A

Area 9 - Palm City

Application Fee 0.00

Auction No

Tax Year 2025

Terms Considered Cash Conventional FHA VA

Gated Community No

Short Sale No

Restrict Lease OK

Taxes 10692.40

Adult 55+ No Hopa

HOA/POA/COA (Monthly) 20.00

Governing Bodies HOA

Membership Fee Required No

Virtual Tour https://www.propertypanorama.com/3082-SW-Lake-Terrace-Palm-City-FL-34990/unbranded

Geo Area MA09

Legal Description RUSTIC HILLS LOT 55 UNINCLUDED

Internal Only

OriginalMLSID RX-11137223

* Excluded Features

List By

Katherine Cave

Listing Agent

Epique Realty, Inc.

Broker

katierosere@gmail.com

Affordability Calculator

$5,738

Per Month

Monthly Principal & Interest: $4,847
Monthly Property Taxes: $891
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Palm City, FL

Average List Price ^$1,188,867

Percent of Sale Price 53%

About Palm City, FL

26,641 Population

32% Since 2002

^$74,515 Median Income

52.67 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

368239 Elementary School

368240 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/2/2025	$777,000		Listed Price

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3082 SW Lake Terrace, Palm City, FL, 34990 is a Single Family Home for sale at $777,000 with 1,742 sqft and a lot size of 0.266483. 3082 SW Lake Terrace has 3 bedrooms, 2.1 baths, and was built in 1992. The property's zip code is 34990 which is in Palm City, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Multiple Listing Service of BeachesMLS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/19/2025.

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3082 SW Lake Terrace

Single Family Home for sale in Palm City, FL

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